Month: May 2017

Comment Of The Day: “No, Insurance Companies Treating People With Pre-Existing Conditions Differently From Other Customers Is Not ‘Discrimination’.”

/ Jack Marshall / 71 Comments

There have been a lot of lively and articulate debates on Ethics Alarms since it began in late 2009, but I don’t know if any post has generated more thoughtful, informed and enlightening comments than this one. Many of them, and I mean ten or more, are Comment of the Day worthy. I would post them all, but it’s more efficient to just send you to the post. I’m very proud of Ethics Alarms readers on this one. It’s an honor to have followers so astute and diverse.

I chose Spartan‘s comment over the others in part because it was the most overtly about ethics, balancing and altruism. Plus the fact that she gets a lot of flack here, and yet perseveres with provocative comments that are well-reasoned and expressed. She is an excellent representative of all the commenters that add so much to this blog.

Here is Spartan’s Comment of the Day on the post, No, Insurance Companies Treating People With Pre-Existing Conditions Differently From Other Customers Is Not “Discrimination.”

The biggest problem — single payer is a jobs killer. I’ll admit that. Tens of thousands of people will have to find new jobs. Of course, there’s a flip side to this issue. Is it moral to sustain an industry that only benefits the rich and those who have access to employer-sponsored health care?

If we are going to get anywhere in this political debate, we have to be honest. Single payor is not sunshine and rainbows for all. Many people will have to find new jobs. Not everybody will love the care that they are provided. Medical students might decide to become stockbrokers instead because they will not make as much money. (On the plus side, the risk for med mal will go down so maybe there will not be a mass exodus.)

Another truth: a single payer plan will hurt the upper middle class the most. People like me. Because under single payer, I undoubtedly will have to pay more in taxes (the only way it could work), but I most likely will get a lower standard of care down the road. So, I imagine many people like me will go out and buy private insurance to sit on top of government provided medical care. So now I am even out more money. (Similarly, I don’t like my government provided education, so I pay money out of pocket for my kids’ school.)

While acknowledging all of this, I would still vote for single payer. In my view, it’s not ethical to let people die so other people can have jobs. That’s my position. If it means we can never go on another vacation or eat out again, it is more important to me that everyone have access to basic health care.

France And Ireland Remind Us Of Two More Reasons To Be Proud And Grateful To Be An American…

/ Jack Marshall / 23 Comments

News Item:

France sought to keep a computer hack of frontrunner Emmanuel Macron’s campaign emails from influencing the outcome of the presidential election, with the electoral commission warning on Saturday that it may be a criminal offence to republish the data. Macron’s team said a “massive” hack had dumped emails, documents and campaign financing information online just before campaigning ended on Friday and France entered a quiet period, effectively forbidding politicians from commenting on the leak.

Polls have been predicting that Macron, a former investment banker and economy minister, is on course for a comfortable win over far-right leader Marine Le Pen in Sunday’s election, with the last surveys showing his lead widening to around 62 percent to 38.

…The election commission, which supervises the electoral process, warned social and traditional media not to publish the hacked emails lest they influence the vote outcome…

“On the eve of the most important election for our institutions, the commission calls on everyone present on internet sites and social networks, primarily the media, but also all citizens, to show responsibility and not to pass on this content, so as not to distort the sincerity of the ballot,” the commission said in a statement on Saturday.

“The commission stresses that publication or republication of these data…could be a criminal offence,” it said.

That’s right: withholding information from the voters because they can’t be trusted to be fair and discerning about what is relevant to their vote and what isn’t is to preserve “the sincerity of the ballot.” This is how they reason in countries without guaranteed freedom of speech, and freedom of the press. Florian Philippot, deputy leader of Le Pen’s National Front party, tweeted “Will Macronleaks teach us something that investigative journalism has deliberately kept silent?” Good question. Continue reading →

Well, Waddya Know! Both President Trump And Barack Obama Are Interfering With The French Election!

/ Jack Marshall / 65 Comments

See. when we do it, it’s ethical.

It’s small wonder that the rest of the world sees the United States as the most arrogant nation imaginable. Hot on the heals of  elected officials from both parties declaiming the outrageous conduct of Russia to “interfere in an American election,” with Democrats, depending on which excuse has been chalked on the blackboard as Hillary’s excuse du jour, even claiming that Vladamir Putin’s e-machinations stole the election, President Trump endorsed far-right French presidential candidate Marine Le Pen. Oh, as usual with this President, it was a confusing endorsement with a touch of deceit: in an interview with The Associated Press, Trump said although he was not offering an endorsement,  Le Pen is “strongest on borders, and she’s the strongest on what’s been going on in France.” In other words, he endorsed her by saying she was the best candidate. The translation of Trump’s statement: “I won’t endorse her, but I’m endorsing her.”

Typical. Unfortunately.

Two weeks later, ex-President Obama directly and formally endorsed Le Pen’s opponent, Emmanuel Macron, saying  a video announcing his support..

“I know that you face many challenges, and I want all of my friends in France to know how much I am rooting for your success.Because of how important this election is, I also want you to know I am supporting Emmanuel Macron to lead you forward. En March! Vive la France!”

Also typical, also unfortunate.

Obama’s latest exploits should be called his Hypocrisy Tour: first the man who led the party that condemned the corruption of big money in politics immediately cashes in witb a staggering post-presidency book deal and two $400,000 speaking fees, and now the icon of the party that has been shaking its fist at the skies about foreign interference in U.S. elections openly interferes in the election of an American ally. …because, you see, when we do it, it’s a good thing.

This shouldn’t be hard to grasp. Any efforts by a foreign country, government, official, leaders, former leaders, corporations, organizations or media organs to influence the results of another nation’s elections are wrong, per se and always, no exceptions.

Some forms of outside and illicit influence are worse than others, but they all are wrong: endorsements, contributions, fake news, hacking…all of it. This should be obvious, and it is not a partisan observation. The refusal to admit it, however, IS partisan. The United States cannot protest credibly when its elections are messed with as long as its leaders and others persist in interfering with the democracy of other nations themselves. It doesn’t matter if the meddler is a former President who has been anointed with an unearned, permanent presumption of virtue regardless of reality, or a current President whose conduct is automatically assumed to be sinister by those unalterably biased against him. It is wrong in either case, or any other.

This embodies an international application of the Golden Rule. Democratic elections are nobody’s business but the citizens of the nation holding them. The United States resents outside interference with our elections—some Democrats called the Russian involvement with letting us know just how corrupt the Clinton campaign was the equivalent of an act of war—so we should understand why for us to do the same is similarly wrong.

I admit it: I trolled my Angry Left Facebook friends with this post a couple of days ago:

Barack Obama just endorsed Macron in the French election. Boy, don’t you just hate it when foreign governments and officials try to influence elections?

Continue reading →

No, Insurance Companies Treating People With Pre-Existing Conditions Differently From Other Customers Is Not “Discrimination.”

/ Jack Marshall / 63 Comments

Here is a prime example of how the news media’s intentional or careless use of words warps public perception and policy.

Yesterday, the New York Times front page story about the GOP House’s health insurance bill noted in its second paragraph that the bill wouldn’t do enough to prevent “discrimination” by insurance companies against those with per-existing conditions. I have seen and heard that term, discrimination, used over and over again to describe the per-existing condition, and I apologize for not blowing the whistle on it long ago.

Using the term, which is usually used in other contexts to signal bigotry, bias and civil rights violations, is misleading and virtually defamatory. Insurance companies are businesses. They are not charities. They are not public resources. If an automobile company turns down an offer of half what a car costs it to make, it is not discriminating against that customer who made the offer. If a restaurant customer says to a waiter, “I have just four bucks, but I want you to bring me a dozen oysters, a steak, and a nice bottle of wine,” the establishment isn’t discriminating against the diner for sending him to McDonald’s.

Insureds with per-existing conditions want to pay premiums that are wildly inadequate for the coverage they know and the insurance company knows they are going to need. Insurance companies are portrayed as villains because they don’t eagerly accept customers who they know will cost them money, often a lot of money. That’s not discrimination. That’s common sense, basic business practice, fiscal reality,and responsible management. The news media and the under-cover socialists among us want to create the illusion that a company not wanting to accept customers who lose money rather than add to profits is a mark of corporate greed and cruelty, hence the use of “discrimination” as a falsely pejorative term, when the fair and honest word is “problem.” Continue reading →

Ethics Quiz: The Boston Red Sox And “Hate Speech”

/ Jack Marshall / 52 Comments

SHHHHHHHH!

I don’t know why it is that the Boston Red Sox are leading all of baseball in ethics controversies, but here’s the story:

The Red Sox have been playing the Orioles the last four days, in a series marked by rancor arising from an incident last week that has metastasized into an exchange of words, accusations and attempted beanballs.  After the first game in this series,  Orioles’ outfielder Adam Jones claimed that he had heard racial epithets from the stands, and a bag of peanuts had been thrown at him.  Boston  and the Red Sox in particular have a dubious racial history (the team was the last in baseball ito have a black player), so this immediately became a big story, with the Sox, MLB, the city, and even the governor expressing horror, regret, and outrage. No fan or Orioles player has stepped  forward to substantiate Jones’ accusations. I don’t doubt him, but that is relevant, because in the entire episode as it unfolded, conclusive evidence has been deemed unnecessary. Accusations alone confer guilt. In the next game, Fenway gave Jones a long standing ovation on his first trip to the plate, saying, in essence, “We’re sorry you were treated this way, and we reject that disgusting conduct.” Good. That is the Fenway Park I know.

Then it was reported that another fan who was in the crowd at Fenway  the next night has been banned for life by the Red Sox. Team president Sam Kennedy said that the fan received the lifetime ban for using a racial slur to to describe a Kenyan woman who sang the National Anthem before the game, in a conversation with another fan.

Calvin Hennick, a Boston resident bringing his son to his first Red Sox game as a present for his sixth birthday, wrote on Facebook and confirmed to the Associated Press  that a  fan sitting near him used “nigger” when referring to the National  Anthem singer that night. Hennick asked the man to repeat what he had said, and when he did,Hennick summoned security. The Fenway security ejected the offending fan, who denied using a racial slur….you know, like Giles Corey denied being a witch.

Kennedy thanked Hennick, who is white, for coming forward. Says NBC baseball writer Craig Calcaterra, who once was a lawyer and presumably understood basic principles of justice, process, and fairness, “Kudos to the Red Sox for acting so swiftly.”

The Red Sox acted swiftly, all right.

Your Ethics Alarms Ethics Quiz of the Day is this...

Is it fair, proportionate, reasonable and just to ban a baseball spectator for life under these circumstances?

Continue reading →

“Should Bystanders Have a Legal Duty To Intervene?” Of Course Not, But It’s Worth Thinking About Why It’s A Terrible Idea

/ Jack Marshall / 40 Comments

The real mystery is why a law professor would ever conclude that it was a good idea.

Amos N. Guiora, a professor at the University of Utah’s S.J. Quinney College of Law, has authored The Crime of Complicity: The Bystander in the Holocaust, In it, he addresses the   bystander-victim relationship, focusing on the Holocaust. He comes to the remarkable conclusion that a society cannot rely on morality, ethics and compassion alone to move its members to come to the assistance of another human being in danger. He insists that it is a legal issue, and that society should make the obligation to intervene a legal duty, and  non-intervention a crime.

Wow. Here is a shining example of how bias can make smart people not only stupid, but blind. I have not read the book (I did listen to this podcast), because his contention is self-evidently anti-ethical, and typifies the attitude that has led to the criminalizing of so much in U.S. society that rigorous enforcement of the law would make the nation a police state. The Holocaust is the worst possible starting point for this issue: to state the most obvious absurdity, if the government is the victimizer, who would enforce the laws against not assisting victims? I get it, though: the professor is angry and bitter that the international community and Christians didn’t forcefully intervene before Hitler was on the verge of liquidating Non-Aryans from the face of the earth. But no law within imagination would have prevented this unique catastrophe. Nor would the kinds of laws he advocates improve the fate of most victims, or be practically enforceable.

Ethics Alarms has discussed the duty to rescue often and in great detail, and often notes, “when ethics fail, the law steps in.” The second stage of that statement is “and usually makes a mess of it.”  This is the compliance/ethics divide so exposed by corporate compliance rules, regulations and laws, which have done little to improve corporate conduct, and have provided cover for complainant and creative misconduct, like Wall Street leading up to the 2008 crash. Giving up on the teaching and strengthening of ethical values in society in favor of mandating what the state regards as “right” by inflicting punishment degrades society and insults humanity, treating it as if it is incapable of learning to care about others and society at large.  It also seldom works. The duty to rescue exists, but society must encourage and foster it by nurturing ethical society members, not by threatening them with punishment.

Society cannot mandate compassion—a law requiring charity?—kindness—a ticket for not rescuing an abandoned dog or helping a blind man across the street?—honesty–fines for telling a date that you’ll call the next day when you won’t?—-or courage —Sweep that child up whose in the path of a semi, or to jail. Of course it can’t. Increasing reliance on the state to force what a powerful group regard as “good behavior” is the catalyst of the current totalitarian bent of the American Left. Doesn’t the professor realize that what he is advocating leads directly to the Holocaust, and not away from it?

This is one slippery slope that needs a fence around it. Continue reading →

Update On Stephen Colbert’s “Cock Holster” Slur: Questions Answered Regarding The Comic, CBS, His Fans And Supporters…And The News Media

/ Jack Marshall / 40 Comments

As discussed here yesterday, Stephen Colbert strung a gross, vulgar, precedent-shattering string of ugly ad hominem insults against the President of the United States this week, a volley that included the homophobic slur “cock holster,” insinuating, because such an image is so hilarious, that the leader of his country fellates Vladimir Putin. Last night he answered the collective criticism. Here is what he said, and said with the repulsively smug “aren’t I clever and amusing!” smirk that has always made this comic hard to watch for me (Samantha Bee does the same thing). As a professional director, I think it’s bad technique, and hackish. But I digress…back to Colbert:

“I’m your host, Stephen Colbert. Still? I am still the host? I’m still the host!!…Now, if you saw my monologue Monday, you know that I was a little upset at Donald Trump for insulting a friend of mine. So at the end of that monologue, I had a few choice insults for the president in return. I don’t regret that. He, I believe, can take care of himself. I have jokes; he has the launch codes. So, it’s a fair fight…While I would do it again, I would change a few words that were cruder than they needed to be.”

Then he pandered to the critics who condemned his “cock holster” joke as homophobic by blathering briefly about how anyone who expresses love for any human being is a “hero” [Translation: “I love you all, Gay Progressives! Don’t be mad at me! Remember when you got mad at Alec Baldwin for calling a photographer a cocksucker? You forgave him because he votes for the right party, and so do I! “], and introduced gay actor Jim Parsons, who plays the uber-nerd in “Big Bang Theory” to prove it.

What did this moment tell us about Stephen Colbert?

Stephen Colbert doubled down on using the phrase cock holder on the air in a high profile network show. He did not apologize or retract the worst vulgarity that has ever been allowed to go out to millions on a pre-taped network show, and that record-worst vulgarity was directed at the President of the United States, who, like it or not, is the representative of our democracy world-wide and who, like it or not, carries the mantle of all who preceded him.

Colbert’s  justification for this is that the President insulted Colbert’s “friend,”  “Face the Nation” host John Dickerson [if you believe that Colbert and Dickerson are any more real friends than Colbert and the CBS cafeteria ladies, I have a bridge to sell you], so this justified exporting obscenity, uninvited, into millions of American homes, and further polluting political discourse and civil society.

This is signature significance. Stephen Colbert is an irresponsible, hateful, fame-addled, unprofessional asshole without the decency or ethical awareness to know when he has crossed a big, bold, long-standing cultural ethics line, or the courage to accept responsibility for it. His ethics ignorance was on display in his scripted–scripted! Like “cock-holster,” somebody was paid to write this garbage—comments. He expressed or embraced the unethical logic of Rationalizations #2, 7, 13, 14, 19A,  52,  and more.

Revealingly, Colbert, an alleged comedian, did not cite #54, The Joke Excuse, though as a holder of the Jester’s Privilege, that one was properly available to him. This signaled that Colbert was NOT joking, but being genuinely and intentionally hateful and insulting the President of the United States in as gross and demeaning a manner as he could, and that he meant it. Well, that’s an abuse of his position and the platform provided to him by CBS.

Meanwhile, Colbert stacked all of his chips on  Rationalization #11. The King’s Pass, The Star Syndrome, or “What Will We Do Without Him?” He knows he can get away with conduct that would get lesser lights suspended or fired, so, like all organization high-performers who double as ethics corrupters, Colbert acted accordingly. Not only that, he gloated about it. “See? Can’t fire ME!”

There needs to be a special word for “contender for king of the assholes.”

On the plus side for Ethics Alarms, Colbert did give me a new Rationalization for the list, which I will add today: “The Pest’s Justification.” That’s when misconduct and abuse is justified because the abuser is less powerful than the abused. Abuse is abuse. “He can take care of himself” is not a justification.

Finally, the statement that he would change “a few words” is cowardly and slimy, displaying the character of a banana slug. Why would you change those words, Asshole? Because they got you in trouble? Why were they “cruder than they needed to be”? Needed to be for what purpose? If you won’t apologize for using those words, then say what the words are, again, right here, so we don’t think  you meant “Pricktator.” Continue reading →

Ethical Quote Of The Month: Jake Tapper

/ Jack Marshall / 17 Comments

“Hillary Clinton today accepting full responsibility for the election loss, except for the part when she blamed Comey, Putin, Wikileaks, misogyny, and the media.”

—-CNN’s Jake Tapper in his show intro yesterday, referring to Hillary Clinton’s comments at the Women For Women lunch in New York while being interviewed by Christiane Amanpour.

Bravo, Jake.

What prompted Tapper’s stinging irony was Clinton ‘s first one-on-one interview with a journalist, CNN anchor ( and fan) Christiane Amanpour, since she lost the 2016 election. The setting was a Women for Women International event in New York. Clinton discussed the 2016 election, and framed her answers regarding the stunning loss with this…

“Of course. I take absolute personal responsibility. I was the candidate, I was the person who was on the ballot, and I am very aware of the challenges, the problems, the shortfalls that we had.”

You keep using that word. I don’t think it means what you think it does. Continue reading →

Comment Of The Day: “Unethical Quote Of The Month: ‘Late Show’ Host Stephen Colbert”

/ Jack Marshall / 9 Comments

I admire various regular commenters here for different qualities: eloquence, perspective, courage, perseverance, integrity, loyalty, humor. Steve-O-in NJ is a one of the commenters I admire for his honesty, and willingness to subject his own conduct, past and present, to uncompromising analysis and objective criticism. This is one of the most difficult, and most useful, skills in improving our life competency of being positive participants in society’s ethical evolution. It also requires no small amount of humility and courage.

Here is Steve-O’s Comment of the Day on today’s post, Unethical Quote Of The Month: “Late Show” Host Stephen Colbert:

This isn’t a monologue. This isn’t analysis. This isn’t humor. It’s a rant, plain and simple, a bunch of angry thoughts and insults strung together and delivered harshly. I’m a seasoned ranter, to the point where judges, colleagues, and my family have told me I would do better if I dropped out the 20% of what I write that’s trash talking. I usually use it as spice, but let’s not kid ourselves, it’s pandering to my like-minded friends who will think it’s funny if I refer to Hillary’s appearance or Bernie’s age or whatever.

I have done a lot worse in the past, the lowest point being my storming up the stairs to my office (before I was in public service) angry after a dispute over a parking space with an Indian guy. I got about a minute and a half into a rant about “these fucking dotheads, who the hell invited them over here? They don’t wash, they don’t know how to drive, they stink of curry and onions, they can’t speak the language, they take jobs away from people who were born here, someone needs to call dotbusters on them…” before a horrified colleague yelled “Steven! Listen to what you’re saying!” Continue reading →

Unethical Quote Of The Month: “Late Show” Host Stephen Colbert

/ Jack Marshall / 59 Comments

“The only thing your mouth is good for is being Vladimir Putin’s cock holster.”

— Comic Stephen Colbert, in the climax to an anti-President Trump hate-rant, on CBS’s “Late Night”

Ten points regarding Colbert setting several new lows for network fare, in entertainment, in comedy, and in political discourse:

1. “Cock holster,” needless to say, all by itself and without context, is gutter language. It does not belong in network TV monologues. It does not belong at the dinner table. You would not, if you had an atom of respect, common sense, dignity or decorum, use the term as a guest in a home,  in the workplace, in a conversation with your mother, in a conversation with a stranger, or in an exchange with someone within earshot of a child. There is no excuse for using such a term in public, and anyone using such a vulgar phrase in metaphorically littering our civic and cultural environment.

2. Colbert is a performer on a network TV show. The fact that it is on late at night is no mitigation of the ugly conduct here, just a rationalization (#22): at least it wasn’t on “Sesame Street.” Once, the four major TV networks, especially CBS, the Tiffany Network, the network that fired the Smothers Brothers for being excessively disrespectful to President Lyndon Johnson, had departments of standards and practices whose job it was to keep their bonds of trust with the American public that once invited into the collected homes of the nation, they would not abuse the privilege.

Stephen Colbert abused the privilege, and did so deliberately and flagrantly.

3. CBS, as a (once) respectable, responsible cultural leader and communications icon was obligated to suspend Colbert immediately.

If he had made such an ugly comment about Barack Obama, CBS would have done so. If a late night host had made such a comment about any previous President, it would have done so. (If he had made such a comment about President Hillary Clinton, Colbert would have been fired.) It should make no difference to CBS’s assessment of its obligations that it may calculate that a sufficient number of CBS audience members are poisoned with hate and have the manners and tastes of crude lowlifes. The network’s role in society is to maintain and even elevate our cultural standards, not to accelerate their degradation. Continue reading →