betrayal

Someone Explain To Me, Please, Why Anyone Should Trust Wells Fargo With Their Money Ever Again?

/ Jack Marshall / 26 Comments

Federal regulators announced today that  Wells Fargo employees secretly created millions of unauthorized bank and credit card accounts without their customers requesting them or being informed, knowing since 2011.  Employees even created phony PIN numbers and fake email addresses to enroll customers in online banking services, the CFPB said.The stealth accounts allowed the bank to charge millions in illicit fees,  while Wells Fargo employees boosted their sales figures and earned bonuses. Wells Fargo told CNNMoney that it had fired a staggering 5,300 employees over the last few years as they discovered the misconduct—but they didn’t tell customers what had been going on. .An investigation revealed that bank employees opened over 1.5 million unauthorized deposit accounts.

The scamster employees moved funds from customers’ legitimate accounts into newly-created ones without their knowledge or consent, regulators say. Then the victims were  charged for insufficient funds or overdraft fees when  there wasn’t enough money in their original accounts. Wells Fargo hustlers also submitted applications for 565,443 credit card accounts without their customers’ consent.

In response, the feds have hit Wells Fargo with the largest penalty since the Consumer Financial Protection Bureau began was founded in 201, ironically right around the timeWells Fargo started cheating its customer.. The bank agreed to pay $185 million in fines, along with $5 million to refund customers.

I don’t care how much the bank pays, or even if I get some of it (The Marshalls banked there, but as soon as I get home, that’s going to end.) I don’t care of I have to keep the nest egg in an old sock. I’m not trusting these people. The managers are inept or corrupt, and the lower employees are poorly trained and supervised, as well as crooks. This is a bank. The management has high fiduciary duties. It breached all of them. Continue reading →

Unethical Website Of The Month: Bye-Bye Snopes…You’re Dead To Me Now [UPDATED 10/12/2016]

/ Jack Marshall / 217 Comments

bye bye

Ethics Alarms has been tracking the increasing political bias exhibited by Snopes, once the definitive “Urban Legends” web source to identify false stories on the internet, e-mail hoaxes and other pollution of public information. The website has made the disastrous decision to wade into political topics and to hire some new social justice warriors and wanna-be Democratic Party operatives to cover them, resulting in the site becoming a bad imitation of PolitiFact.

The disturbing trend really established itself this month, but it was in evidence earlier. For example, Snopes rushed to defend Hillary Clinton when the story of her defense of a child rapist was used to smear her. (Ethics Alarms explained, correctly, unlike Snopes, what was unethical about the attacks on Clinton—all defendants deserve a zealous defense, no matter what the charge, and a lawyer isn’t endorsing or supporting a client’s crimes by doing her professional duty.) The Snopes defense, in contrast, was dishonest and misleading. Quoth Snopes, via its primary left-biased reporter, Kim LaCapria.

Claim: Hillary Clinton successfully defended an accused child rapist and later laughed about the case.

MOSTLY FALSE

WHAT’S TRUE: In 1975, young lawyer Hillary Rodham was appointed to represent a defendant charged with raping a 12-year-old girl. Clinton reluctantly took on the case, which ended with a plea bargain for the defendant.

WHAT’S FALSE: Hillary Clinton did not volunteer to be the defendant’s lawyer, she did not laugh about the the case’s outcome, she did not assert that the complainant “made up the rape story,” she did not claim she knew the defendant to be guilty, and she did not “free” the defendant.

Notice that the TRUE and FALSE sections don’t match the claim. That’s because Snopes is playing the logical fallacy game of moving the goalposts and using straw men. The claim, as stated by Snopes, is 100% true. Continue reading →

UPDATE: The DNC “Apology” Is Even Worse Than I Thought! NOW You Get The Kaboom. KABOOM!

/ Jack Marshall / 37 Comments

Kaboom Red

 Well, she got me!

The utter dishonesty of the Hillary Clinton-dominated Democratic National Committee finally made my head explode, earning the Ethics Alarms KABOOM designation, and also gratitude from the makers of Scott Paper Towels.

I posted  on the deceitful DNC non-apology apology reported last night as the party’s  response to the Wikileaks revelation that the Debbie Wasserman Schultz-led, Hillary Clinton-supporting staff of the Democratic National Committee was actively assisting Clinton’s campaign and colluding to undermine that of her sole challenger for the nomination, Bernie Sanders. My conclusion was that by apologizing for “the e-mails” and “remarks” instead of acknowledging and apologizing for what those e-mails and remarks signified, the DNC was cynically pretending to be sorry while actually deflecting attention away from its real betrayal.

It was worse than that.

When I wrote this, I was not aware of the recent discovery of anti-gay and homophobic comments in the DNC e-mails, though the DNC surely was. For example, there were exchanges like this (from The Daily Caller): Continue reading →

The Final Insult: The DNC Issues A Cynical, Evasive And Dishonest “Apology”

/ Jack Marshall / 9 Comments
The DNC is offering one for free!

The DNC is offering one for free!

I have been asked why none of the various ethical horrors emerging from the Democratic Party ( as in rigging its nomination process), the Democratic National Committee (as in claiming, in spite of smoking-gun evidence, that Hillary Clinton won the nomination “fair and square”) and Hillary Clinton ( as in immediately hiring the ex-chair of the DNC after she had been dumped for overseeing the unethical nomination process manipulation) rated a KABOOM! label, which is reserved for unethical conduct so stunning that it causes my head to explode. The reason is simple.  Being well-acquainted with the depth of Hillary Clinton’s corruption and her documented ability to corrupt others, I am immune to such episodes, which no longer can bring my brain to the necessary boil.

I must admit, however, that the DNC’s outrageous apology  to “Senator Sanders, his supporters, and the entire Democratic Party” issued tonight (it’s Monday evening, the first night of the Democratic National Convention) nearly did it. My skull almost blew.

I’m sure there have been more deceitful, evasive, too-cute-by-half and insulting apologies by major institutions. Well maybe not. Anyone who accepts this slap in the face of accountability as anything better than a sham is either a fool, or complicit in the Democratic Party’s machinations.

Here is the “apology”:

DNC apology

According to the Ethics Alarms Apology Scale, this is both a Level 9 and a Level 10 apology, which is to say a stinking, steaming pile of excrement, and about as unethical as an apology can be. Continue reading →

More On The DNC E-Mail Scandal: Proposition Proved! An Unethical Organization, Seeking To Respond To The Revelation Of Corrupt Practices, Will Only Further Demonstrate The Depth Of Its Unethical Nature [Part 2]

/ Jack Marshall / 30 Comments
"Fair and square," eh Donna?

“Fair and square,” eh Donna?

[Items 1-5 are covered in the previous post, More On The DNC E-Mail Scandal: Proposition Proved! An Unethical Organization, Seeking To Respond To The Revelation Of Corrupt Practices, Will Only Further Demonstrate The Depth Of Its Unethical Nature,Part I]

6. Donald Trump remains, and will remain, the riskiest option for President in 2016, simply because he has no qualities and no experience that qualify him for high office, and many, many traits and habits that disqualify him absolutely. Nonetheless, not since Richard Nixon has a presidential candidate been more likely, if elected, to get enmeshed in scandals involving abuse of power and the violation of laws than Hillary Clinton. Democrats and anyone else who votes for her must understand this. Clinton’s lauditory statement about Wasserman Schultz is proof of it, as was her State Department e-mail scheme. She will encourage and support dishonest, undemocratic schemes in pursuit of her agenda. Nothing could be more certain.

7. The key question is this: How can Clinton herself, and not just the ex-DNC chair, not be held accountable for the nomination fix? Are Democrats satisfied with that result: she coordinates the rigging of the system, and completely benefits from the plot, achieving everything she sought, and the only one punished is an official who should have been fired long ago? Poignantly asks New York Times columnist Charles Blow, as reliable a Democratic Party apologist as walks the earth,

“What are those Democratic voters supposed to do who don’t trust the candidate, the party or the process, even if they view The Donald as the Devil?”

Continue reading →

More On The DNC E-Mail Scandal: Proposition Proved! An Unethical Organization, Seeking To Respond To The Revelation Of Corrupt Practices, Will Only Further Demonstrate The Depth Of Its Unethical Nature [PART 1]

/ Jack Marshall / 15 Comments
debbie-wasserman-schultz

“Hands up! Don’t shoot!”

Last week, the Republicans revealed to the world how untrustworthy it had become under the curse of Donald Trump during its ugly convention. The Democratic Party  has, against all odds, still managed to equal them, proving beyond all doubt that it is equally untrustworthy—and equally loathsome—before its convention even started.  Debating which party debased itself more is a ludicrous exercise—“more untrustworthy” is like “more pregnant”—but boy, it’s hard to conceive of more cynical, “We’re corrupt to the core and proud of it!” behavior than the Democratic Party’s reaction to the Wikileak-ed DNC e-mails.

Many of my progressive Facebook friends spent last week knocking themselves out gloating, and writing screeds beginning with “How can anyone look at themselves in the mirror and say they support the Republican Party?” If they have integrity—and most of them don’t, being thoroughly infected with partyism, bias, and Clinton Corruption–they will be asking their mirrors the same question, with the substitution of one key word.

Here is the unethical aftermath as it has unfolded so far, and what it revealed to anyone not in denial:

1. As I predicted, DNC chair Debbie Wasserman Schultz was designated official scapegoat for the entire party’s primary season-wide cheat, as if she rigged the nomination all by herself, and nobody else knew. Indeed, the damning e-mails revealed that the whole DNC staff management was involved in an organization-wide plot to guarantee the nomination for Clinton, undermine Sanders, and lie to the nation that it was an open and fair process. If the staff knew, the party leaders knew. If the party leaders knew, Hillary Clinton knew….and anyone who argues that she didn’t know is either so dumb or so corrupt themselves that I wouldn’t recommend letting them house-sit for you.

My brain hurts from trying to come up with a suitably descriptive analogy. Is this like one of bullet-riddled Sonny Corleone’s assassins kissing his forehead and saying “There! Boo-boo all better?”  Is it as if Major League Baseball’s response to the 1919 Black Sox scandal and its rigged World Series was to fire the corrupted team’s manager and let the players who took the bribes continue as if nothing happened? The best analogy is probably the most obvious one: Wasserman Schultz is a scapegoat in the traditional sense of the word, a symbolic living vessel let loose in the wilderness to atone for the sins of the people. Of course, that practice was cynical and idiotic, but understandably popular with everyone but the goat. Continue reading →

Observations On The Leaked DNC E-mails

/ Jack Marshall / 71 Comments
"Thanks for all your good work for me, Debbie! And thank the rest of the DNC staff too!"

“Thanks for all your good work for me, Debbie! And thank the rest of the DNC staff too!”

1. In case you missed it—and there were a lot of people trying to make sure you did—the illegal hacking organization Wikileaks released nearly 20,000 stolen e-mails from the Democratic National Committee. It is, by any estimation, a scandal, and potentially a devastating one. You can read various takes on it from Heat Street, BuzzFeed, NPR, The Daily Beast, CNN, BizPac Review, Business Insider, The New York Observer, Fox News Insider, Associated Press, The Daily Caller, Mediaite, and the Associated Press. Among other things, the e-mails show that the Democratic National Committee was actively colluding to undermine Bernie Sanders and ensure that Hillary Clinton won the race to become the Democratic nominee. That means that the Democratic Party, while holding itself out as running a fair nomination process to be determined by primaries and voters while the party played neutral referee, was in fact cheating. It was fixing the competition. It lied to Democratic voters and the nation.

I think that’s a big deal.

2. Objective observers and commentators knew this was the orientation of the DNC long before the leaks, of course. It was obvious, or should have been, that the fix was in. The party tried to make sure that no real competition for Clinton emerged to challenge her for the nomination, despite her obvious weaknesses as a candidate and her self-evident corruption. All that Hillary had to overcome were a Star Wars cantina of token opposition: Sanders, an elderly socialist crackpot; Jim Webb,  a conservative, sort-of-Democrat maverick with even less charm than Hillary; Martin O’Malley, a lightweight former governor with no policy positions that varied significantly from Clinton’s, and whatever the heck ex-Republican Lincoln Chafee was supposed to be.  Even against this motley crew, Hillary  might well have lost in a fair contest, just as she did to an unproven, inexperienced junior Senator from Illinois in 2008.  But Clintons don’t do “fair,” and the DNC was willing to  serve as her accomplice. Thus the party appointed Hillary-supporting “superdelegates,” including Hillary’s husband and many former Clinton appointees and previous enablers. Thus they held as many debates as possible on weekends and opposite major sporting events, so as few undecided people as possible would be exposed to the inevitable Clinton gaffes, lies, and awkward public persona.

2. There should be little sympathy for indignant Democrats who are shocked—-shocked!—that the leaked emails show that the DNC was trying to sabotage Sanders and push Clinton over the finish line. Hillary cheats. Everyone knows that. Everyone knew that  before she announced her candidacy. She was cheating all along, just like she was lying about her State Department e-mails all along, and continues to lie about her Goldman Sachs speeches. Knowing all that, with an obligation to his conveniently adopted party and his principles to try to stop a manifestly unfit woman from gaining power, Bernie Sanders still refused to attack Clinton where she is least fit to be President: her character. All the pieces were there. If the Wikileaks leaks were necessary for Sanders and his supporters to figure out that they were the marks in a rigged  game, they are too gullible and pathetic to be involved in politics. Continue reading →

Condign Justice For An Ethics Dunce

/ Jack Marshall / 26 Comments

Chris Christie

The only contemporary writer who regularly uses the term “condign justice” is George Will, who uses it frequently. “Condign” is usually paired with “justice” or “punishment,” and means “well-earned,” “appropriate,” or “deserved.”

Donald Trump screwed over New Jersey Governor Chris Christie, who foolishly believed that his cynical endorsement of Trump could buy him a Vice-Presidential slot on a Trump ticket. Christie probably didn’t have a direct quid pro quo deal with Trump; he’s a good enough lawyer to know that this would have been illegal. He probably thought he had an “understanding.” How he could not have had an understanding that he was re-enacting the fable of the frog and the scorpion with him playing the role of the amphibian is a mystery. Trump is untrustworthy. Trump is a con man. Doesn’t everyone know that? We know Christie knows that, because he has said so.

Make no mistake: if and when Donald Trump takes the Oath of Office at the Capitol, Chris Christie will be one of the primary figures accountable for that national disaster. (I am beginning to think #1 will be the Democratic Party and its followers, who could not do a better job of making Trump look like the safer of two risky alternatives if they tried.) When the governor made his endorsement, Ethics Alarms awarded him its rarely given Ethics Villain designation. As the one candidate who could match Trump’s bluntness and audacity without the overwhelming stench of ignorance, Christie was the  Republican challenger with the skills and credentials to take Trump out. Instead, he avoided direct confrontation with Trump in the debates and instead symbolically disemboweled Trump’s other most dangerous opponent, Marco Rubio. Then Christie dropped out, and conferred legitimacy on the blowhard by becoming the first non-wacko holding an important elected position to endorse him.

Uck, yechh, blech, gag. Continue reading →

Comment of the Day: “The Association of Former Agents of the United States Secret Service Condemns Former Agent Gary Byrne And His Clinton Exposé ‘Crisis in Character’…GOOD.”

/ Jack Marshall / 3 Comments

Bill and Monica

Like one of those characters who leaves the band of heroes mid-movie only to make a sudden return to save the day at the climax (OK, I’m thinking about Brad Dexter in “The Magnificent Seven,” and come to think of it, he gets shot), veteran Ethics Alarms pugilist Steve-O-in-NJ vanished for more than a month but came galloping back with an interesting, wide ranging, politically provocative and bitter post about the ex-Secret Service agent’s tell-all book,  its relevance to the Presidential race, my contention that an agent might have an obligation to assist a POTUS with less than savory—but legal!—activities, and when he really gets rolling, much, much more.

Here is his Comment of the Day on the post, The Association of Former Agents of the United States Secret Service Condemns Former Agent Gary Byrne And His Clinton Exposé “Crisis in Character”…GOOD.

I think the formal pledge of confidentiality was only instituted in 2000. So legally he may be ok, depending on when he left and whether the pledge was retroactive. Ethically what he is doing is pretty slimy. Unfortunately, in this campaign all bets are off, and he can probably hide behind rhetoric that casts him as a private, concerned citizen exercising his First Amendment rights to make sure that this country does not go down a VERY dangerous path with a female near-Caligula at the helm (alluding to Caligula’s random and capricious abuse of power, not his perversion) .

I have to say, the statement that they are obligated to help the President cheat on the First Lady, a la wheeling FDR to Lucy Mercer, does NOT sit well with me. The Secret Service are law enforcement officers before they are anything else, and they are officers who enforce laws against fraud and deception, i.e. counterfeiting, certain kinds of check fraud, and I think at some point they may also have worked on credit card fraud. As such they need to be doing things better and cleaner than Joe Average. They are not the President’s personal valets, chauffeurs, or manservants, and their role is not to enable the President to commit acts for personal gain or gratification that we ordinary citizens wouldn’t tolerate from ourselves or others. That’s not only setting one set of ethics for the First Family and another for the rank and file of citizens, it’s saying that officers otherwise sworn to uphold the law against fraud have to aid in those dubious ethics.

Maybe this sounds a little bit old-style Boy Scout-ish, but I couldn’t blame a Secret Service agent who told a President who was at least as concerned with chasing ass as he was with running the country that “my job is to protect you, sir, but you will not drag me into your slimy personal affairs and then tell me to keep it quiet.”

Continue reading →

The Association of Former Agents of the United States Secret Service Condemns Former Agent Gary Byrne And His Clinton Exposé “Crisis in Character”…GOOD.

/ Jack Marshall / 13 Comments

Secret Service agents await the arrival of U.S. Presidential candidate Obama in Durham

The Association of Former Agents of the United States Secret Service has reportedly condemned member Gary Byrne and his unethical tell-all “Crisis in Character.” A formal statement will be released later today, in which the group strongly denounces the book, which it says will make protecting Presidents more difficult by eroding the trust between agents and the people they protect.

I hope the statement goes farther than that. “It will make security more difficult” is a practical, non-ethical consideration. What about ethics? Byrne, who was a Secret Service agent at the Clinton White House, has written what he claims is an account of disturbing behavior by the Clintons, and especially Hillary, behind closed doors. How dare he? The duty of confidentiality is as crucial and near absolute for Secret Service agents as it is for doctors, lawyers or priests. Unless they witness a serious crime, agents may not reveal what they see or hear. It is a massive breach of trust, and cannot be justified or rationalized by saying “But we have to stop Hillary Clinton from becoming President!” That is not the concern of the Secret Service. Continue reading →