Tag Archives: trust

Wells Fargo Ethics: The Unethical Demagoguery Of Elizabeth Warren

warren

Senator Elizabeth Warren (D-Mass), picks her adversaries so well that she gains popularity and unearned credibility through the power of cognitive dissonance. Listen closely, however, and you will hear the ranting of a class-biased demagogue.

Joining in on the bipartisan and well-deserved roasting of Wells Fargo CEO John Stumpf before the Senate Banking Committee hearing this week, Warren accused Stumpf of profiting from the mass scam in which over 5000 bank employees signed up customers for services they hadn’t requested, without their knowledge. The bank collected fees for these accounts, cards and services, and the employees got bonuses.

He probably did profit, since the bank did more business and his stock holdings increased in value. Was he aware of the scam, or even behind it? There is no evidence of that yet. Warren also said he should resign. She’s sure right about that. He is accountable as the CEO, and he failed his duty of oversight. It is, as Warren said, typical and wrong that all the firing so far have avoided the executive suites.

But Warren seems to be oddly unaware of her double standard regarding management and leadership accountability. The standards that she was railing at Stumpf for not meeting should also apply to Barack Obama’s accountability for a corrupt IRS, a rogue NSA, a drunk Secret Service, a politically-biased Justice Department, a horrifically incompetent Office of Personnel Management, a criminally negligent VA, and, of course, a technically-challenged State Department that was operated as cash-cow for its Secretary’s personal foundation.  Elizabeth Warren’s application of standards are driven by class bias and partisanship, not conduct or principle. She has enables an administration that has avoided assigning accountability or accepting it for multiple fiascos. The most recent? From Fox News:
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Filed under Business & Commercial, Ethics Alarms Award Nominee, Government & Politics, Law & Law Enforcement, Leadership

Voter IDs And The “Don’t Lock The Barn Door Because The Horse Hasn’t Escaped Yet” Argument

horse-in-barn-door

There are some political and partisan controversies in which I just cannot comprehend, from an ethical perspective, why there is any serious disagreement. Illegal immigration is one of them. Of course we need to control immigration; of course it is madness to encourage illegal immigrants to enter the country; and of course we have to enforce our laws. The arguments against these obvious and undeniable facts are entirely based on rationalizations, emotion, cynical political strategies and group loyalties. The advocates for illegal immigrants have  one valid argument that only applies to those who currently live here: it’s too late and too difficult to get rid of them now. I agree, but that doesn’t mean it is responsible to keep adding to the problem.

Voter identification requirements is another one of those debates. Of course it makes sense to protect the integrity of elections by requiring valid IDs. The last time the Supreme Court visited the issue, an ideologically-mixed court found a voter ID requirement reasonable, necessary and constitutional. Writing for the 6-3 majority in 2008, Justice Stevens (who in retirement has become something of a progressive icon), wrote,

“The relevant burdens here are those imposed on eligible voters who lack photo identification cards that comply with [the Indiana law.] Because Indiana’s cards are free, the inconvenience of going to the Bureau of Motor Vehicles, gathering required documents, and posing for a photograph does not qualify as a substantial burden on most voters’ right to vote, or represent a significant increase over the usual burdens of voting. The severity of the somewhat heavier burden that may be placed on a limited number of persons—e.g., elderly persons born out-of-state, who may have difficulty obtaining a birth certificate—is mitigated by the fact that eligible voters without photo identification may cast provisional ballots that will be counted if they execute the required affidavit at the circuit court clerk’s office. Even assuming that the burden may not be justified as to a few voters, that conclusion is by no means sufficient to establish petitioners’ right to the relief they seek.”

Of course.  Our government is entirely dependent on elections. Nobody questions the reasonableness of requiring IDs to buy liquor, open a bank account, rent a car or check into a hotel, yet we’re going to rely on the honor system for our elections? The idea is madness, though, to be fair, two current members of the Court, Justice Ginsberg and Breyer,  argued that avoiding “disparate impact” justified allowing a gaping vulnerability in the integrity of elections to go unaddressed. Breyer wrote:

“Indiana’s statute requires registered voters to present photo identification at the polls. It imposes a burden upon some voters, but it does so in order to prevent fraud, to build confidence in the voting system, and thereby to maintain the integrity of the voting process. In determining whether this statute violates the Federal Constitution, I would balance the voting-related interests that the statute affects, asking “whether the statute burdens any one such interest in a manner out of proportion to the statute’s salutary effects upon the others (perhaps, but not necessarily, because of the existence of a clearly superior, less restrictive alternative)…”

Justice Breyer concluded that the alleged “burden” to some groups outweighed the integrity of the democratic system, thus embodying the current delusion of modern liberalism: race is more important that anything else, especially when that race is a reliable and uncritical source of power for Democrats.

It wasn’t until several political and judicial factors changed that the Ginsberg-Breyer rationale became politically weaponized, among them the increasing employment of the dubious “disparate impact” doctrine, the Democratic party strategists’ realization that painting Republicans as racists was an excellent way to get minorities to the polls; the growing tendency of African Americans to automatically vote a straight Democratic ticket regardless of who the candidates were and what they had accomplished; an aggressively political and partisan Justice Department and, yes, the realization that all those illegal immigrants here who are counting on keeping the borders as porous as possible might somehow find ways to vote, that requiring IDs became controversial.

Do some, even many, Republican legislators and conservative pundits promote state voter ID laws because they believe there would be a disparate impact on Democratic voting blocs? Absolutely; I have no doubts whatsoever. Does responsible and necessary legislation become magically irresponsible and unconstitutional because unethical motives merge with the ethical ones in passing it? Again, of course not. It is a principle of ethical analysis discussed here many times: many actions have both ethical and unethical motives, but the ethical nature of the conduct must be judged on its intended purpose, reasonably anticipated results, and effect on society as a whole. In the case of voter identification, the obvious and reasonable approach is to pass legislation to protect the integrity of the system and then seek to mitigate any inequities by separate means. In an ethical, reasonable system where one party didn’t see itself gaining power by allowing loose enforcement of voting requirements and the other party didn’t similarly see happy side-effect of enforcing them vigorously, this wouldn’t be a partisan issue at all. Of course we should have laws making sure that voters are who they say they are. Of course we should make sure that every citizen has access to such identification.

The current ascendant argument against voter ID laws is articulated by the New York Times in an editorial today titled, The Success of the Voter Fraud Myth.  Continue reading

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Filed under Government & Politics, Journalism & Media, Law & Law Enforcement, Rights, U.S. Society

The Latest Unethical Tactic: Attacking Journalists Who Don’t Actively Try To Promote Hillary Over Trump [UPDATE: Hillary’s Health]

matt-lauer-hillary-clinton

Once the New York Times embraced the rationalization “Ethics is a luxury we can’t afford” and announced that journalists had a duty to bias their reporting to block Donald Trump’s election, this result was foretold. It was really foretold in 2008, when the news media first abandoned even the pretense of fairness and objectivity to ensure the election of our first black President.

Matt Lauer, of all people, became the object of furious invective after he hosted a live prime-time forum with Trump and Hillary. He was accused of unfairness, gullibility and even sexism in his handling of the event. His main offenses: not “fact-checking” Trump, as when he said, not for the first time, that he opposed the Iraq invasion from the beginning (he didn’t), and grilling Hillary about her e-mail machinations.

The only way the transcript supports the latter contention is if one is Bernie Sanders and believes Hillary’s “stupid e-mail” is irrelevant. Lauer didn’t spend an inappropriate time on this issue, given what a perfect example it is of Clinton’s Arrogance, deviousness, lack of transparency, and, apparently, incompetence and recklessness.  I’d say he was easy on Hillary: he didn’t mention her sleazy conflicts with Clinton Foundation donors at all, and she is much less adept at spinning that slam-dunk conflict of interest and ethical violation than with her e-mail, which she has been lying about for more than a year. Pro-Clinton news media, which is to say, news media, howled about Lauer not challenging Trump’s thoroughly disproven claim about opposing the Iraq War, but Clinton already had done this, saying, “Now, my opponent was for the war in Iraq. He says he wasn’t. You can go back and look at the record. He supported it. He told Howard Stern he supported it.” Maybe Lauer thought that was enough; it should have been: Trump’s lie on this score has been well-publicized, including here, on Ethics Alarms.

Meanwhile, he did not challenge Clinton on her obviously false claim that emails cannot be considered classified if they do not contain formal classification markings, and worst of all, he did not challenge her unconstitutional call to ban citizens who are placed on a no-fly list from exercising their Second Amendment rights. This is especially important, because this fact isn’t understood by most Americans, and a Presidential candidate advocating defiance of the Constitution is, or should be, a big deal. Never mind, though: Lauer wasn’t supposed to be tough on Hillary. He was only supposed to be hard on Trump, and because he wasn’t “hard enough,” a.k.a., “harder,” a.k.a. “biased like the rest of the mainstream coverage,” then it means that he was incompetent. Continue reading

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Filed under Character, Ethics Train Wrecks, Health and Medicine, Journalism & Media, Social Media, This Will Help Elect Donald Trump

Someone Explain To Me, Please, Why Anyone Should Trust Wells Fargo With Their Money Ever Again?

Federal regulators announced today that  Wells Fargo employees secretly created millions of unauthorized bank and credit card accounts without their customers requesting them or being informed, knowing since 2011.  Employees even created phony PIN numbers and fake email addresses to enroll customers in online banking services, the CFPB said.The stealth accounts allowed the bank to charge millions in illicit fees,  while Wells Fargo employees boosted their sales figures and earned bonuses. Wells Fargo told CNNMoney that it had fired a staggering 5,300 employees over the last few years as they discovered the misconduct—but they didn’t tell customers what had been going on. .An investigation revealed that bank employees opened over 1.5 million unauthorized deposit accounts.

The scamster employees moved funds from customers’ legitimate accounts into newly-created ones without their knowledge or consent, regulators say. Then the victims were  charged for insufficient funds or overdraft fees when  there wasn’t enough money in their original accounts. Wells Fargo hustlers also submitted applications for 565,443 credit card accounts without their customers’ consent.

In response, the feds have hit Wells Fargo with the largest penalty since the Consumer Financial Protection Bureau began was founded in 201, ironically right around the timeWells Fargo started cheating its customer.. The bank agreed to pay $185 million in fines, along with $5 million to refund customers.

I don’t care how much the bank pays, or even if I get some of it (The Marshalls banked there, but as soon as I get home, that’s going to end.) I don’t care of I have to keep the nest egg in an old sock. I’m not trusting these people. The managers are inept or corrupt, and the lower employees are poorly trained and supervised, as well as crooks. This is a bank. The management has high fiduciary duties. It breached all of them. Continue reading

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Filed under Business & Commercial, Finance, Government & Politics, Law & Law Enforcement

On Hillary’s Health, The Post’s Chris Cillizza Flunks Integrity And Bias Tests

f-minus Continue reading

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Filed under Government & Politics, Health and Medicine, History, Journalism & Media

Coughing Fit Ethics

From The Daily Caller:

“Democratic nominee Hillary Clinton struggled at an Ohio event Monday with a nearly two minute-long coughing fit.”

From The Washington Post website:

“Clinton jokes about Trump allergy during rally”

As of the time I’m writing this, the New York Times mentions nothing about Clinton’s coughing fit, either on its website, or in its hard copy edition. Not does the Post, which I just had delivered to me despite having cancelled our subscription weeks ago, mention the coughing. None of the major networks covered her coughing fit yesterday.

What’s going on here?

Good question, and not just from the usual ethics analysis perspective, which often starts with this query. What is going on with Hillary?

1. I have no idea. I do know that when I have two-minute coughing fits, it means that I’m sick. It doesn’t mean I’m dying, but if the cough becomes chronic, I see a doctor. Hillary Clinton has been having coughing episodes during speeches and televised appearances for quite some time, though none this severe. However, a Presidential candidate having a coughing fit while speaking is the news item, not the joke she makes to recover. (By the way, that was quick thinking by Hillary, and I admire the quip…unless she had it pre-planned in case she had a coughing fit.).  She is in her late sixties. There are some doubts about her health. A presidential campaign is grueling for anyone; I’m amazed it hasn’t incapacitated a candidate yet. The fact that the conservative, Hillary-hating news media is all over this story is expected, but that doesn’t mean their attention isn’t valid and responsible journalism. The news media has an ethical obligation to investigate and let the public know whether or not a candidate for President is fit, temporarily under the weather, or suffering from some more serious malady that might affect his or her ability to do the job.

2. The initial reaction of most of the mainstream media was to shrug off this story, bury it, or ignore it, while the conservative news media was almost gleefully running with it, especially Drudge, who has been chronicling Hillary’s chronic cough for a long time. MSNBC even cut from its live feed away mid-fit, which is inexcusable, but exactly the kind of reflex Clinton-protecting we are seeing more and more frequently. This is another smoking gun example of the unprofessional and dangerous partisan bias in the media, as well as the reason why  rational Americans should be grateful that there are right-slanting news sources to prevent journalists and liberal politicians collaborating in cover-ups.

3. The comics and celebrities, as well as liberal pundits, are going to look very bad if their mockery of those asking legitimate questions about Clinton ends up being rebutted by facts. They already look bad. Some have equated concerns about Clinton’s health with the Obama birth certificate controversy, coining the term “healthers,” to set up legitimate inquiries for condemnation as bias or derangement. New York Times columnist Frank Bruni submitted a satirical column about suspicions that Hillary has “an 11th toe,” writing…

“I don’t have the medical records. She refuses to release them. But just try to come up with some other explanation for why she’s so infrequently photographed in sandals or flip-flops; why she seldom appears barefoot in public; why, during debates, she keeps her legs, especially the lower halves, tucked carefully behind the lectern…She’s covering something up, and it’s that freakish, disqualifying digit.”

On CBS “Late Night, ” host Stephen Colbert said he was shocked to learn that he has started menopause, using the same method of medical research Clinton critics are basing questions about her health upon: searching the web.

The Clinton health issue on the liberal side is entering Jumbo territory: “Coughing fits? What coughing fits?”

4. The mainstream media’s double standard could not be more glaring. Journalists obsessed over John McCain’s age and his melanoma removal during the 2008 campaign, as they celebrated Obama’s youth and energy. The incidents and circumstantial evidence relating to Hillary Clinton’s health  and suggesting that there may be a problem have reached the point where the question demands a full and aggressive media inquiry. Her serious fall and concussion are well documented. She appears unsteady in many photographs. She uses steps to get into her car. She appears to be avoiding live interviews and press conferences. She used her concussion as an explanation for why she couldn’t remember State protocols for her e-mails. She has coughing fits. It could all add up to nothing, and it could be something. The array raises legitimate doubts, and since we are talking about the Clintons, there is no reason to believe the Hillary’s camp’s reassurances. We know she lies, and that her staff lies for her. The public has a right to know what, if anything, is going on with her health.

5. The conservative website WND has mostly excellent coverage of the coughing fit (and apparently a second Clinton suffered talking to reporters on her plane). It also has statements from several physicians who argue that it is completely legitimate for doctors to raise questions about Clinton’s health. Said one of them, Dr. Jane Orient, M.D., executive director of the Association of American Physicians and Surgeons:

“I’m not making a diagnosis. I can look at the video. You can look .For a or a medical professional to simply ignore the evidence would be completely reckless…Meeting someone with these symptoms personally would require a “How are you?” These are not ridiculous questions.”

[UPDATE: I forgot to note, as I intended, that one of the ways the WND story is NOT excellent is that it perpetuates the current false accusation that CNN’s Dr. Drew Pinsky had his show cancelled because he questioned Hillary’s health in a radio interview. The game is classic post hoc ergo propter hoc nonsense: his show’s cancellation was announced after his statement, hence it must have been cancelled because of his statement. Dr. Drew has debunked this himself, though he confirmed that the blowback from CNN after his statement was severe.]

6. Of course they aren’t. But just as some journalists have suggested that the perceived special danger posed by Donald Trump justifies the psychiatric profession diagnosing his supposed mental instability from afar, that same perceived danger seems to be causing journalists to rationalize ignoring troubling health symptoms from his opposition. The reasoning clinician Hal Brown used in his post on the Daily Kos to argue for professionals issuing  opinions regarding Trump’s narcissism applies with even more force to Hillary’s physical symptoms.

7. I don’t know why the anti-Trump news media isn’t eagerly covering Clinton’s health problems. Tim Kaine, bland and wishy-washy as he is, wasn’t a terrible governor of Virginia (where I live). He’s much more trustworthy and honest than Hillary–heck, virtually anyone in public life is. He’d be an easy choice over Trump; I’d even feel better about voting for Hillary knowing that it was likely that she wouldn’t finish her term. Hillary can lose to Trump, who, whatever else one might think about him, always shows energy and appears to be younger than he is, like Ronald Reagan. Watch what happens in the polls when Clinton has a two-minute coughing fit during a debate, and defaults to the same line about being allergic to Trump.

8. Earlier, I wrote about how the bias on both sides of the news media ideological divide made it impossible for someone seeking the truth to know who to believe regarding Hillary Clinton’s health. Well, now there is something we can believe: our eyes.

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Sources: WMD, The Gateway Pundit, BizPac Review, NBC News, ABC 

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Filed under Government & Politics, Health and Medicine, Humor and Satire, Journalism & Media, Jumbo, This Will Help Elect Donald Trump

Ann Coulter’s “In Trump We Trust: E Pluribus Awesome!” : Unethical Book Title Of The Millennium?

Ann Coulter: Take seriously at your own risk. Just like Donald Trump...

Ann Coulter: Take seriously at your own risk. Just like Donald Trump…

I have long been waffling over whether to bother mentioning Ann Coulter’s cheerleading for Donald Trump, which began almost a year ago. Coulter is freakishly unethical and proud of it, a rare professional fick, whose shtick (I guess one shouldn’t use fick and shtick in the same sentence: sorry) is to pander to The Angry Right in such obnoxious and inflammatory terms that the Angry Left goes bananas with hate, thus selling books and providing her with media appearances to promote them. I have  assigned her to the dark corner reserved for performance artists who posture and lie for a living, for that’s Ann. I have no idea what she really believes, just as I have no idea what James Carville, Milo Yiannopoulos or Rush Limbaugh really believe—and anyone who really thinks that they know what Donald Trump really believes is beyond redemption, since it is quite evident that he doesn’t know himself.

Thus when I heard that Ann’s latest book, doubtlessly written in about five hours of dictation and containing some measure of her trademark snark, which she is very skilled at, was called “In Trump We Trust: E Pluribus Awesome!,” I was sorely tempted to express my disgust, especially since Coulter, an educated woman and a lawyer, actually stooped to using that mark of an illiterate, “awesome,’ like the book was authored by a modern day Gidget. But why play into Ann’s hands? This is why she writes this crap: to cause buzz on the net and cable so she can sell the books to right wing idiots who will be soothed by her calculated pose.

The title is an absurd, almost Orwellian (“War is Peace”) lie. Trump, as much as anyone alive,  cannot be trusted regarding anything, especially to hold great power. The reasons for this are evident and undeniable, and have been so long before running for President, wrecking the Republican Party, threatening the United States’ public’s faith in democracy and handing the White House to the most corrupt candidate a Presidential race has ever featured was a twinkle in the Donald’s eye.

However, listening to Trump blather about immigration last week, and seeming to renege on his signature promise to depart each and every illegal immigrant, almost compelled one to direct massive schadenfreude Ann Coulter’s way. Continue reading

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