Month: September 2016

Someone Explain To Me, Please, Why Anyone Should Trust Wells Fargo With Their Money Ever Again?

/ Jack Marshall / 26 Comments

Federal regulators announced today that  Wells Fargo employees secretly created millions of unauthorized bank and credit card accounts without their customers requesting them or being informed, knowing since 2011.  Employees even created phony PIN numbers and fake email addresses to enroll customers in online banking services, the CFPB said.The stealth accounts allowed the bank to charge millions in illicit fees,  while Wells Fargo employees boosted their sales figures and earned bonuses. Wells Fargo told CNNMoney that it had fired a staggering 5,300 employees over the last few years as they discovered the misconduct—but they didn’t tell customers what had been going on. .An investigation revealed that bank employees opened over 1.5 million unauthorized deposit accounts.

The scamster employees moved funds from customers’ legitimate accounts into newly-created ones without their knowledge or consent, regulators say. Then the victims were  charged for insufficient funds or overdraft fees when  there wasn’t enough money in their original accounts. Wells Fargo hustlers also submitted applications for 565,443 credit card accounts without their customers’ consent.

In response, the feds have hit Wells Fargo with the largest penalty since the Consumer Financial Protection Bureau began was founded in 201, ironically right around the timeWells Fargo started cheating its customer.. The bank agreed to pay $185 million in fines, along with $5 million to refund customers.

I don’t care how much the bank pays, or even if I get some of it (The Marshalls banked there, but as soon as I get home, that’s going to end.) I don’t care of I have to keep the nest egg in an old sock. I’m not trusting these people. The managers are inept or corrupt, and the lower employees are poorly trained and supervised, as well as crooks. This is a bank. The management has high fiduciary duties. It breached all of them. Continue reading →

The Cos Plays The Race Card

/ Jack Marshall / 50 Comments

race_cardBill Cosby’s lawyer, Brian McMonagle,  issued a statement this week claiming that the comedy legend’s legal problems are the result of racial bias and prejudice. He really did.

“Mr. Cosby is no stranger to discrimination and racial hatred, and throughout his career Mr. Cosby has always used his voice and his celebrity to highlight the commonalities and has portrayed the differences that are not negative — no matter the race, gender and religion of a person. Yet over the last 14 months, Mr. Cosby and those who have supported him have been ignored while lawyers like Gloria Allred hold press conferences to accuse him of crimes for unwitnessed events that allegedly occurred almost a half-century earlier. The time has come to shine a spotlight on the trampling of Mr. Cosby’s civil rights. Gloria Allred apparently loves the media spotlight more than she cares about justice. She calls herself a civil rights attorney, but her campaign against Mr. Cosby builds on racial bias and prejudice that can pollute the court of public opinion. And when the media repeats her accusations — with no evidence, no trial and no jury — we are moved backwards as a country and away from the America that our civil rights leaders sacrificed so much to create.”

I don’t blame McMonagle, and nobody else should. He’s doing what he can to defend his client, who looks about as guilty as a man can. Nor did he say this without the approval of his client. Lawyers discuss their strategy with clients: if Cosby didn’t want to sink this low and look this desperate, he didn’t have to. Then I would have been able to salvage a slim iota of respect for the man.

It isn’t worth much time or thought discussing how ridiculous this accusation is. Bill Cosby? White America’s darling? The Jello pudding man, the charming interviewer of kids, the educator who preached to black families that they need to raise their children to reject hip-hop culture? Whites made Cosby rich, powerful, and once, the most popular, respected and influential celebrity of any color in the nation. And suddenly they turned on him when they realized he was black?

The claim is an insult to African-Americans who really do face bias and discrimination. More important, however, it is so depressing. Is there any prominent African-American in the the public eye who is capable of not playing the race card when he or she is in trouble? I held out hope that Bill Cosby, as loathsome as we now know he is, might be an exception if only because the claim in his case is so, so absurd. Let’s see, which is the reason for Bill’s fall: a hundred women of all races coming forward to detail almost identical accounts of the comedian drugging and sexually assaulting them, or racial prejudice? Gee, let me think; this is a tough one. Never mind, though: apparently this alibi is so ingrained in black culture, so beaten into the brains of American blacks, so exploited by race hucksters and so much a foundation of the left’s politics that it exists as a permanent “In case of a crisis, break glass” last resort that is an African-American’s secret weapon—after all, when whites screw up, they can’t claim anti-white bias, though trends in government, justice and academia may be changing that.

If Roger Ailes were black, he would have attributed his fall at Fox to racial prejudice.

Clarence Thomas played the race card. So has Obama. O.J. Barry Bonds. Herman Cain. Susan Rice. Eric Holder. Kanye West, though in his case it is dwarfed by his other outrages. This is kind of an anti-matter version of “white privilege”: while whites, we are told, are blissfully unaware of all the ways their success, if they have any, is based on systemic advantages in the culture, blacks are immersed in the idea that they are being persecuted because of race and led by role models and leaders to develop a self-image that can render them incapable of ever knowing when the problem might be their own conduct rather than oppression by others. Continue reading →

On Hillary’s Health, The Post’s Chris Cillizza Flunks Integrity And Bias Tests

/ Jack Marshall / 34 Comments

f-minus Continue reading →

Now THIS Is Incompetence!

/ Jack Marshall / 10 Comments

oops

Film studio Warner Brothers hired Vobile, a company that tracks down illegally-streamed copyrighted material online and files hundreds of thousands of takedown demands every month, to find which sites were stealing WB’s property and to handle the miscreants.

Vobile, on behalf of its client, asked Google to ban many websites from search results, because they violated copyright laws by containing Warner films and videos. Among the sites targeted:  legitimate movie streaming websites run by Amazon, Sky Cinema, the film database IMDB….and Warner’s own websites.  For example, Google was asked to remove links to the official websites for Warner films like  “Batman: The Dark Knight” and “The Matrix.”

Nice job, Vobile!

Warner Brothers has yet to comment, although I would guess its comment would be along the lines of “#!%@*&!”

This is what comes of letting robots do human jobs, while charging fees as if humans were doing them. To be fair to Vobile, one sure way to stop illicit streaming is to block all streaming, just to be safe.

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Pointer: Fred

 

Coughing Fit Ethics

/ Jack Marshall / 60 Comments

http://www.youtube.com/watch?v=4nn0vjOFdDc

From The Daily Caller:

“Democratic nominee Hillary Clinton struggled at an Ohio event Monday with a nearly two minute-long coughing fit.”

From The Washington Post website:

“Clinton jokes about Trump allergy during rally”

As of the time I’m writing this, the New York Times mentions nothing about Clinton’s coughing fit, either on its website, or in its hard copy edition. Not does the Post, which I just had delivered to me despite having cancelled our subscription weeks ago, mention the coughing. None of the major networks covered her coughing fit yesterday.

What’s going on here?

Good question, and not just from the usual ethics analysis perspective, which often starts with this query. What is going on with Hillary?

1. I have no idea. I do know that when I have two-minute coughing fits, it means that I’m sick. It doesn’t mean I’m dying, but if the cough becomes chronic, I see a doctor. Hillary Clinton has been having coughing episodes during speeches and televised appearances for quite some time, though none this severe. However, a Presidential candidate having a coughing fit while speaking is the news item, not the joke she makes to recover. (By the way, that was quick thinking by Hillary, and I admire the quip…unless she had it pre-planned in case she had a coughing fit.).  She is in her late sixties. There are some doubts about her health. A presidential campaign is grueling for anyone; I’m amazed it hasn’t incapacitated a candidate yet. The fact that the conservative, Hillary-hating news media is all over this story is expected, but that doesn’t mean their attention isn’t valid and responsible journalism. The news media has an ethical obligation to investigate and let the public know whether or not a candidate for President is fit, temporarily under the weather, or suffering from some more serious malady that might affect his or her ability to do the job.

2. The initial reaction of most of the mainstream media was to shrug off this story, bury it, or ignore it, while the conservative news media was almost gleefully running with it, especially Drudge, who has been chronicling Hillary’s chronic cough for a long time. MSNBC even cut from its live feed away mid-fit, which is inexcusable, but exactly the kind of reflex Clinton-protecting we are seeing more and more frequently. This is another smoking gun example of the unprofessional and dangerous partisan bias in the media, as well as the reason why  rational Americans should be grateful that there are right-slanting news sources to prevent journalists and liberal politicians collaborating in cover-ups.

3. The comics and celebrities, as well as liberal pundits, are going to look very bad if their mockery of those asking legitimate questions about Clinton ends up being rebutted by facts. They already look bad. Some have equated concerns about Clinton’s health with the Obama birth certificate controversy, coining the term “healthers,” to set up legitimate inquiries for condemnation as bias or derangement. New York Times columnist Frank Bruni submitted a satirical column about suspicions that Hillary has “an 11th toe,” writing…

“I don’t have the medical records. She refuses to release them. But just try to come up with some other explanation for why she’s so infrequently photographed in sandals or flip-flops; why she seldom appears barefoot in public; why, during debates, she keeps her legs, especially the lower halves, tucked carefully behind the lectern…She’s covering something up, and it’s that freakish, disqualifying digit.”

On CBS “Late Night, ” host Stephen Colbert said he was shocked to learn that he has started menopause, using the same method of medical research Clinton critics are basing questions about her health upon: searching the web.

The Clinton health issue on the liberal side is entering Jumbo territory: “Coughing fits? What coughing fits?”

4. The mainstream media’s double standard could not be more glaring. Journalists obsessed over John McCain’s age and his melanoma removal during the 2008 campaign, as they celebrated Obama’s youth and energy. The incidents and circumstantial evidence relating to Hillary Clinton’s health  and suggesting that there may be a problem have reached the point where the question demands a full and aggressive media inquiry. Her serious fall and concussion are well documented. She appears unsteady in many photographs. She uses steps to get into her car. She appears to be avoiding live interviews and press conferences. She used her concussion as an explanation for why she couldn’t remember State protocols for her e-mails. She has coughing fits. It could all add up to nothing, and it could be something. The array raises legitimate doubts, and since we are talking about the Clintons, there is no reason to believe the Hillary’s camp’s reassurances. We know she lies, and that her staff lies for her. The public has a right to know what, if anything, is going on with her health.

5. The conservative website WND has mostly excellent coverage of the coughing fit (and apparently a second Clinton suffered talking to reporters on her plane). It also has statements from several physicians who argue that it is completely legitimate for doctors to raise questions about Clinton’s health. Said one of them, Dr. Jane Orient, M.D., executive director of the Association of American Physicians and Surgeons:

“I’m not making a diagnosis. I can look at the video. You can look .For a or a medical professional to simply ignore the evidence would be completely reckless…Meeting someone with these symptoms personally would require a “How are you?” These are not ridiculous questions.”

[UPDATE: I forgot to note, as I intended, that one of the ways the WND story is NOT excellent is that it perpetuates the current false accusation that CNN’s Dr. Drew Pinsky had his show cancelled because he questioned Hillary’s health in a radio interview. The game is classic post hoc ergo propter hoc nonsense: his show’s cancellation was announced after his statement, hence it must have been cancelled because of his statement. Dr. Drew has debunked this himself, though he confirmed that the blowback from CNN after his statement was severe.]

6. Of course they aren’t. But just as some journalists have suggested that the perceived special danger posed by Donald Trump justifies the psychiatric profession diagnosing his supposed mental instability from afar, that same perceived danger seems to be causing journalists to rationalize ignoring troubling health symptoms from his opposition. The reasoning clinician Hal Brown used in his post on the Daily Kos to argue for professionals issuing  opinions regarding Trump’s narcissism applies with even more force to Hillary’s physical symptoms.

7. I don’t know why the anti-Trump news media isn’t eagerly covering Clinton’s health problems. Tim Kaine, bland and wishy-washy as he is, wasn’t a terrible governor of Virginia (where I live). He’s much more trustworthy and honest than Hillary–heck, virtually anyone in public life is. He’d be an easy choice over Trump; I’d even feel better about voting for Hillary knowing that it was likely that she wouldn’t finish her term. Hillary can lose to Trump, who, whatever else one might think about him, always shows energy and appears to be younger than he is, like Ronald Reagan. Watch what happens in the polls when Clinton has a two-minute coughing fit during a debate, and defaults to the same line about being allergic to Trump.

8. Earlier, I wrote about how the bias on both sides of the news media ideological divide made it impossible for someone seeking the truth to know who to believe regarding Hillary Clinton’s health. Well, now there is something we can believe: our eyes.

_________________________

Sources: WMD, The Gateway Pundit, BizPac Review, NBC News, ABC 

In Defense Of Hillary, A Perfect #22

/ Jack Marshall / 16 Comments
Not running....

Not running….

Rationalization #22, Comparative Virtue or “It’s not the worst thing,” is my personal candidate for the worst rationalization of them all. It is so objectively so devoid of common sense, and so desperate in its relativism, that I am amazed at how often allegedly intelligent people employ it. Ethics Alarms is always on the lookout for a perfect #22, and this summer has brought a bumper crop. Donald Trump, master of rationalizations, had one in June, just four days after Madeleine Albright scored one, saying about Hillary Clinton’s e-mail scandal,

“…nobody is going to die as a result of anything that happened on emails”

Albright also could well have been wrong about that, as we now know, and only moral luck prevented one of Hillary’s carelessly handled e-mails from falling into hands that might have engineered harm for a U.S. agent abroad. Clearly, however, partisans trying to minimize Clinton’s absolute incompetence, recklessness and dishonesty regarding her private server and its illicit use are drawn to Rationalization #22, because today’s example is also an unethical attempt to excuse Hillary’s conduct by putting it in “perspective”—and what a perspective!

First let’s again review the rationalization…

22. The Comparative Virtue Excuse: “There are worse things.”

If “Everybody does it” is the Golden Rationalization, this is the bottom of the barrel. Yet amazingly, this excuse is popular in high places: witness the “Abu Ghraib was bad, but our soldiers would never cut off Nick Berg’s head” argument that was common during the height of the Iraq prisoner abuse scandal. It is true that for most ethical misconduct, there are indeed “worse things.” Lying to your boss in order to goof off at the golf course isn’t as bad as stealing a ham, and stealing a ham is nothing compared selling military secrets to North Korea. So what? We judge human conduct against ideals of good behavior that we aspire to, not by the bad behavior of others. One’s objective is to be the best human being that we can be, not to just avoid being the worst rotter anyone has ever met.

Behavior has to be assessed on its own terms, not according to some imaginary comparative scale. The fact that someone’s act is more or less ethical than yours has no effect on the ethical nature of your conduct. “There are worse things” is not an argument; it’s the desperate cry of someone who has run out of rationalizations.

(It is also the mark of someone corrupted by the Clintons. #22 got a workout, you may recall, when Bill Clinton’s lies, cover-up and obstruction of justice  regarding the intern he transformed into a Presidential sex toy got him impeached.)

Now here is the perfect #22, a headline on an editorial at MassLive, a Massachusetts news and politics website, Can it get better than this?

Clinton’s email shenanigans weren’t crime of the century

Continue reading →

The Georgetown Time-Traveling Ethics Slavery Freak-Out, or “If You Can’t Count On Jesuits For Ethical Coherence, What Hope Is There?”

/ Jack Marshall / 100 Comments
"Yikes! Gotta stop that slave sale in 1838!"

“Yikes! Gotta stop that slave sale in 1838!”

Last week, Georgetown University, one of the most prestigious  liberal arts institutions in the nation, took a flying leap into full-fledged radical lunacy, basicly announcing that the entire school’s mission, budget, operations and culture must be centered on self-flagellation for the sins of slavery, and inviting the rest of the nation to do likewise.

As first steps, announced by Georgetown University President John J. DeGioia, the descendants of the slaves who built and worked at the Jesuit institution will be given the same edge in admission consideration as the children of faculty and alumni. Two buildings on Georgetown’s campus campus will be renamed, one for a slave, the other for a black Catholic educator who founded a local school for black girls. The university will also launch a center to study slavery and commission a memorial to slaves. That’s just the beginning.

What spawned all of this–and there is much more to come, if the report guiding the university is going to have the influence it promises—is the discovery that  in 1838, a Georgetown University official, Father Thomas Mulledy, a co-president of the college, sold 272 slaves to a Louisiana plantation in order to keep the college open. Mulledy is being punished for this decision by having his name purged from a campus building and replaced by the name of one of the slaves who was sold. Now, nobody knows anything about “Isaac” other than his name. He could have been a bounder; he might have been a killer, a thief. Never mind. By virtue of simply being a black slave, he is now worthy of honor on the campus, and a priest who devoted himself to the college and his faith is consigned to oblivion.

Thus proceeds the airbrushing of history on our nation’s college campuses and elsewhere, as the leftist theory takes root that the way to control today’s minds is to remake the past to comfortable and politically correct specifications.

The building bearing the name of the other co-president who did not have the foresight to insist that the college dissolve rather than sell off assets in a completely legal and unremarkable transaction for the time will also be renamed, for a black Catholic educator who founded a local school for black girls…in other words, for someone with no connection to Georgetown University or reason to be honored there except her race.

Later, Georgetown is likely to enact other measures recommended in the report, such as mandating new students to take a“Historical Walking Tour of Black Georgetown,” touring the campus and the neighboring area to see sites that were involved with the institution of slavery. The report wants local public schools to collaborate with Georgetown  to teach students about the university’s involvement with slavery. The University needs to “invest in diversity” by improving the “racial climate” on the campus through sensitivity training, also known as indoctrination. There will be ongoing studies on the current consequences of the school’s dependency on slave labor, and, of course, much research will be required to determine who the descendants of those 272 slaves are. No doubt about it: this will be the go-to school for those who want four years of concentration on an institution that was abolished in 1865. Continue reading →

Unethical Quote Of The Week: Matthew Dowd, ABC Political Analyst On “This Week”

/ Jack Marshall / 19 Comments

Ginger Rogers + Swing Time

“[Hillary] is judged — she is judged a little bit, I have to say, all of the controversy surrounding her and they’re both — Donald Trump and her, she’s judged a little bit on a Ginger Rogers standard, which is, is that the bar is so low for him. I mean, Ginger Rogers, the famous like she did everything Fred Astaire did but backwards and in heels.”

–—Matthew Dowd, ABC News political analyst, during today’s “roundtable” discussion on ABC’s “This Week” regarding the various scandals and controversies keeping Hillary Clinton’s poll numbers within striking distance of Donald Trump.

1. See, what did I tell you? It’s starting already. As with Obama, the news media, taking the lead from Democrats and feminists, will shamelessly use accusations of bias to argue away any and all legitimate criticism of Hillary Clinton as a manifestation of sexism. Boy, am I sick of that; everyone should be. It is a cheap, destructive tactic, designed to suppress opposition. And to have the gall to do this in the wake of the FBI notes showing a Presidential candidate either lying her head off or confessing utter incompetence, ignorance and stupidity…how insulting to viewers. Continue reading →

Ethics Quiz: Ad Hominem Or Not?

/ Jack Marshall / 18 Comments

I frequently find myself correcting commenters who accuse me of ad hominem attack when I diagnose their problem, based on their arguments as jerkism or mental deficiency. (I recently found one legal blogger who actually states that if a commenter uses the term incorrectly, the comment will be rejected). Ad hominem is an argument fallacy that holds that if a messenger is flawed, his or her argument can’t be valid. It’s a cheap debate tactic, and unethical. If I conclude, however, that your argument is so idiotic that it could only be devised by an  idiot and thus designate you as one in so many words (because you have a right to know), that’s not ad hominem.

African-American pastor Mark Burns is a rafter-shaking speaker and an unusual and useful advocate for Donald Trump. He has been on cable news segments frequently, and even spoke at the GOP Convention. Being black, he is obviously roundly detested by those who regard Trump as a bigot, indeed by those who just dislike Trump generally. This almost certainly includes journalists on CNN, a Hillary stronghold.

A member of the black fraternity Kappa Alpha Psi alerted CNN that  Burns had claimed to have been a member,  but there was no record to support it. This set CNN on a quest to check all of Burns’ credentials and biography items, and it found that he had other dubious claims. Confronted on the air by (also African-American) CNN reporter Victor Blackwell with these discrepancies, Burns stuttered, humina-huminaed, protested, lied (his web site bio had been “manipulated” in some way, he said—the Weiner Excuse: “I’ve been hacked!”), and finally stormed out of the interview, which is to say, he ran.

Mark Burns is a Trump ally and supporter of note because he is a black pastor. He is still a black pastor. He makes a case for why blacks should support Doonald Trump. That case does not in any way rely on his military record or where he went to school, or, for that matter, how well he responds to having his honesty and integrity challenged on TV.

Your Ethics Alarms Ethics Quiz of the Day is...

“Was CNN’s attack on Pastor Burns fair and responsible, or..

Was it an unethical ad hominem attack designed to discredit a Donald Trump ally?”

Continue reading →

Curse You, Political Correctness Bullies! Now You’re Forcing Me To Defend Lena Dunham!

/ Jack Marshall / 15 Comments

Dunham2

A downside of running an ethics blog is that you have to defend really disgusting people from time to time: Harry Reid, Bill Clinton, Donald Trump…and now Lena Dunham. In fact, this story rescued the “Girls” creator from a different post here, as she recently had to apologize for an online newsletter rant that attacked the character of NFL star Odell Beckham Jr. and attributed various sexist attitudes to him based purely on the fact that he showed no interest in her when they were seated together at a recent function. ( Legitimate reasons why he may have ignored her: he had other things on his mind, she’s not his type, she’s a professional jerk, she’s Lena Dunham).

Before I have to defend Dunham, who is an awful person based on available evidence, let me make a few observations. One is that fame in the 21st Century can expose the unsavory and unethical nature of the famous far more than it did in pre-social media days. This is part of Donald Trump’s plight. Another is that Twitter and social media are literally traps for jerks, and it is amazing that so many of them keep getting caught, even with the bodies of previous trap-ees littering the immediate landscape. Finally, I wonder if there are still publicists around in the tradition of my late friend, Bob McElwaine. and if there are, why doesn’t Lena hire one to save her from herself? Bob was a Hollywood Golden Age publicist who saw his job as keeping the fact that his clients were jerks secret. He was great at it: his major client was Danny Kaye, a truly vile, troubled and nasty individual whose public persona was exactly the opposite.

All right, enough stalling.

For some reason, this Dunham tweet from five years ago surfaced, and has led a social media lynch mob to attack Dunham as being a racist…

Dunham tweet

Pop quiz: What exactly is it about the tweet that makes it racist?

The answer is “Nothing.” Racism requires attributing negative features or conduct to an individual or group based solely on racial bias and prejudice. It is not racism to base conclusions on statistical reality. Interestingly, most of the attacks on the tweet claim that the tweet is anti-Asian. It is racist to attribute virtuous qualities, like a reluctance to rape, to a race? Wow! Apparently the tweet is being condemned as a slur on Asian manhood. Since when is it manly to rape someone? Silly me: I assumed that Dunham was referring to well-documented  cultural support of respect for women, law-abiding conduct and other ethical virtues in Asian-American families.

Or is the complaint that by assuming an Asian-American is less of a threat than a male of another race, Dunham was by extension saying that other races were more of a threat? This would most fairly interpreted as an anti-white slur, however, since whites make up almost 75% of the population of convicted rapists. I thought anti-white bigotry was OK in political correctness circles! Continue reading →