No, Insurance Companies Treating People With Pre-Existing Conditions Differently From Other Customers Is Not “Discrimination.”

Here is a prime example of how the news media’s intentional or careless use of words warps public perception and policy.

Yesterday, the New York Times front page story about the GOP House’s health insurance bill noted in its second paragraph that the bill wouldn’t do enough to prevent “discrimination” by insurance companies against those with per-existing conditions. I have seen and heard that term, discrimination, used over and over again to describe the per-existing condition, and I apologize for not blowing the whistle on it long ago.

Using the term, which is usually used in other contexts to signal bigotry, bias and civil rights violations, is misleading and virtually defamatory. Insurance companies are businesses. They are not charities. They are not public resources. If an automobile company turns down an offer of half what a car costs it to make, it is not discriminating against that customer who made the offer. If a restaurant customer says to a waiter, “I have just four bucks, but I want you to bring me a dozen oysters, a steak, and a nice bottle of wine,” the establishment isn’t discriminating against the diner for sending him to McDonald’s.

Insureds with per-existing conditions want to pay premiums that are wildly inadequate for the coverage they know and the insurance company knows they are going to need. Insurance companies are portrayed as villains because they don’t eagerly accept customers who they know will cost them money, often a lot of money. That’s not discrimination. That’s common sense, basic business practice, fiscal reality,and responsible management. The news media and the under-cover socialists among us want to create the illusion that a company not wanting to accept customers who lose money rather than add to profits is a mark of corporate greed and cruelty, hence the use of “discrimination” as a falsely pejorative term, when the fair and honest word is “problem.” Continue reading →

Ethics Quiz: The Boston Red Sox And “Hate Speech”

SHHHHHHHH!

I don’t know why it is that the Boston Red Sox are leading all of baseball in ethics controversies, but here’s the story:

The Red Sox have been playing the Orioles the last four days, in a series marked by rancor arising from an incident last week that has metastasized into an exchange of words, accusations and attempted beanballs.  After the first game in this series,  Orioles’ outfielder Adam Jones claimed that he had heard racial epithets from the stands, and a bag of peanuts had been thrown at him.  Boston  and the Red Sox in particular have a dubious racial history (the team was the last in baseball ito have a black player), so this immediately became a big story, with the Sox, MLB, the city, and even the governor expressing horror, regret, and outrage. No fan or Orioles player has stepped  forward to substantiate Jones’ accusations. I don’t doubt him, but that is relevant, because in the entire episode as it unfolded, conclusive evidence has been deemed unnecessary. Accusations alone confer guilt. In the next game, Fenway gave Jones a long standing ovation on his first trip to the plate, saying, in essence, “We’re sorry you were treated this way, and we reject that disgusting conduct.” Good. That is the Fenway Park I know.

Then it was reported that another fan who was in the crowd at Fenway  the next night has been banned for life by the Red Sox. Team president Sam Kennedy said that the fan received the lifetime ban for using a racial slur to to describe a Kenyan woman who sang the National Anthem before the game, in a conversation with another fan.

Calvin Hennick, a Boston resident bringing his son to his first Red Sox game as a present for his sixth birthday, wrote on Facebook and confirmed to the Associated Press  that a  fan sitting near him used “nigger” when referring to the National  Anthem singer that night. Hennick asked the man to repeat what he had said, and when he did,Hennick summoned security. The Fenway security ejected the offending fan, who denied using a racial slur….you know, like Giles Corey denied being a witch.

Kennedy thanked Hennick, who is white, for coming forward. Says NBC baseball writer Craig Calcaterra, who once was a lawyer and presumably understood basic principles of justice, process, and fairness, “Kudos to the Red Sox for acting so swiftly.”

The Red Sox acted swiftly, all right.

Your Ethics Alarms Ethics Quiz of the Day is this...

Is it fair, proportionate, reasonable and just to ban a baseball spectator for life under these circumstances?

Continue reading →

“Should Bystanders Have a Legal Duty To Intervene?” Of Course Not, But It’s Worth Thinking About Why It’s A Terrible Idea

The real mystery is why a law professor would ever conclude that it was a good idea.

Amos N. Guiora, a professor at the University of Utah’s S.J. Quinney College of Law, has authored The Crime of Complicity: The Bystander in the Holocaust, In it, he addresses the   bystander-victim relationship, focusing on the Holocaust. He comes to the remarkable conclusion that a society cannot rely on morality, ethics and compassion alone to move its members to come to the assistance of another human being in danger. He insists that it is a legal issue, and that society should make the obligation to intervene a legal duty, and  non-intervention a crime.

Wow. Here is a shining example of how bias can make smart people not only stupid, but blind. I have not read the book (I did listen to this podcast), because his contention is self-evidently anti-ethical, and typifies the attitude that has led to the criminalizing of so much in U.S. society that rigorous enforcement of the law would make the nation a police state. The Holocaust is the worst possible starting point for this issue: to state the most obvious absurdity, if the government is the victimizer, who would enforce the laws against not assisting victims? I get it, though: the professor is angry and bitter that the international community and Christians didn’t forcefully intervene before Hitler was on the verge of liquidating Non-Aryans from the face of the earth. But no law within imagination would have prevented this unique catastrophe. Nor would the kinds of laws he advocates improve the fate of most victims, or be practically enforceable.

Ethics Alarms has discussed the duty to rescue often and in great detail, and often notes, “when ethics fail, the law steps in.” The second stage of that statement is “and usually makes a mess of it.”  This is the compliance/ethics divide so exposed by corporate compliance rules, regulations and laws, which have done little to improve corporate conduct, and have provided cover for complainant and creative misconduct, like Wall Street leading up to the 2008 crash. Giving up on the teaching and strengthening of ethical values in society in favor of mandating what the state regards as “right” by inflicting punishment degrades society and insults humanity, treating it as if it is incapable of learning to care about others and society at large.  It also seldom works. The duty to rescue exists, but society must encourage and foster it by nurturing ethical society members, not by threatening them with punishment.

Society cannot mandate compassion—a law requiring charity?—kindness—a ticket for not rescuing an abandoned dog or helping a blind man across the street?—honesty–fines for telling a date that you’ll call the next day when you won’t?—-or courage —Sweep that child up whose in the path of a semi, or to jail. Of course it can’t. Increasing reliance on the state to force what a powerful group regard as “good behavior” is the catalyst of the current totalitarian bent of the American Left. Doesn’t the professor realize that what he is advocating leads directly to the Holocaust, and not away from it?

This is one slippery slope that needs a fence around it. Continue reading →

Update On Stephen Colbert’s “Cock Holster” Slur: Questions Answered Regarding The Comic, CBS, His Fans And Supporters…And The News Media

As discussed here yesterday, Stephen Colbert strung a gross, vulgar, precedent-shattering string of ugly ad hominem insults against the President of the United States this week, a volley that included the homophobic slur “cock holster,” insinuating, because such an image is so hilarious, that the leader of his country fellates Vladimir Putin. Last night he answered the collective criticism. Here is what he said, and said with the repulsively smug “aren’t I clever and amusing!” smirk that has always made this comic hard to watch for me (Samantha Bee does the same thing). As a professional director, I think it’s bad technique, and hackish. But I digress…back to Colbert:

“I’m your host, Stephen Colbert. Still? I am still the host? I’m still the host!!…Now, if you saw my monologue Monday, you know that I was a little upset at Donald Trump for insulting a friend of mine. So at the end of that monologue, I had a few choice insults for the president in return. I don’t regret that. He, I believe, can take care of himself. I have jokes; he has the launch codes. So, it’s a fair fight…While I would do it again, I would change a few words that were cruder than they needed to be.”

Then he pandered to the critics who condemned his “cock holster” joke as homophobic by blathering briefly about how anyone who expresses love for any human being is a “hero” [Translation: “I love you all, Gay Progressives! Don’t be mad at me! Remember when you got mad at Alec Baldwin for calling a photographer a cocksucker? You forgave him because he votes for the right party, and so do I! “], and introduced gay actor Jim Parsons, who plays the uber-nerd in “Big Bang Theory” to prove it.

What did this moment tell us about Stephen Colbert?

Stephen Colbert doubled down on using the phrase cock holder on the air in a high profile network show. He did not apologize or retract the worst vulgarity that has ever been allowed to go out to millions on a pre-taped network show, and that record-worst vulgarity was directed at the President of the United States, who, like it or not, is the representative of our democracy world-wide and who, like it or not, carries the mantle of all who preceded him.

Colbert’s  justification for this is that the President insulted Colbert’s “friend,”  “Face the Nation” host John Dickerson [if you believe that Colbert and Dickerson are any more real friends than Colbert and the CBS cafeteria ladies, I have a bridge to sell you], so this justified exporting obscenity, uninvited, into millions of American homes, and further polluting political discourse and civil society.

This is signature significance. Stephen Colbert is an irresponsible, hateful, fame-addled, unprofessional asshole without the decency or ethical awareness to know when he has crossed a big, bold, long-standing cultural ethics line, or the courage to accept responsibility for it. His ethics ignorance was on display in his scripted–scripted! Like “cock-holster,” somebody was paid to write this garbage—comments. He expressed or embraced the unethical logic of Rationalizations #2, 7, 13, 14, 19A,  52,  and more.

Revealingly, Colbert, an alleged comedian, did not cite #54, The Joke Excuse, though as a holder of the Jester’s Privilege, that one was properly available to him. This signaled that Colbert was NOT joking, but being genuinely and intentionally hateful and insulting the President of the United States in as gross and demeaning a manner as he could, and that he meant it. Well, that’s an abuse of his position and the platform provided to him by CBS.

Meanwhile, Colbert stacked all of his chips on  Rationalization #11. The King’s Pass, The Star Syndrome, or “What Will We Do Without Him?” He knows he can get away with conduct that would get lesser lights suspended or fired, so, like all organization high-performers who double as ethics corrupters, Colbert acted accordingly. Not only that, he gloated about it. “See? Can’t fire ME!”

There needs to be a special word for “contender for king of the assholes.”

On the plus side for Ethics Alarms, Colbert did give me a new Rationalization for the list, which I will add today: “The Pest’s Justification.” That’s when misconduct and abuse is justified because the abuser is less powerful than the abused. Abuse is abuse. “He can take care of himself” is not a justification.

Finally, the statement that he would change “a few words” is cowardly and slimy, displaying the character of a banana slug. Why would you change those words, Asshole? Because they got you in trouble? Why were they “cruder than they needed to be”? Needed to be for what purpose? If you won’t apologize for using those words, then say what the words are, again, right here, so we don’t think  you meant “Pricktator.” Continue reading →

Ethical Quote Of The Month: Jake Tapper

“Hillary Clinton today accepting full responsibility for the election loss, except for the part when she blamed Comey, Putin, Wikileaks, misogyny, and the media.”

—-CNN’s Jake Tapper in his show intro yesterday, referring to Hillary Clinton’s comments at the Women For Women lunch in New York while being interviewed by Christiane Amanpour.

Bravo, Jake.

What prompted Tapper’s stinging irony was Clinton ‘s first one-on-one interview with a journalist, CNN anchor ( and fan) Christiane Amanpour, since she lost the 2016 election. The setting was a Women for Women International event in New York. Clinton discussed the 2016 election, and framed her answers regarding the stunning loss with this…

“Of course. I take absolute personal responsibility. I was the candidate, I was the person who was on the ballot, and I am very aware of the challenges, the problems, the shortfalls that we had.”

You keep using that word. I don’t think it means what you think it does. Continue reading →

Comment Of The Day: “Unethical Quote Of The Month: ‘Late Show’ Host Stephen Colbert”

I admire various regular commenters here for different qualities: eloquence, perspective, courage, perseverance, integrity, loyalty, humor. Steve-O-in NJ is a one of the commenters I admire for his honesty, and willingness to subject his own conduct, past and present, to uncompromising analysis and objective criticism. This is one of the most difficult, and most useful, skills in improving our life competency of being positive participants in society’s ethical evolution. It also requires no small amount of humility and courage.

Here is Steve-O’s Comment of the Day on today’s post, Unethical Quote Of The Month: “Late Show” Host Stephen Colbert:

This isn’t a monologue. This isn’t analysis. This isn’t humor. It’s a rant, plain and simple, a bunch of angry thoughts and insults strung together and delivered harshly. I’m a seasoned ranter, to the point where judges, colleagues, and my family have told me I would do better if I dropped out the 20% of what I write that’s trash talking. I usually use it as spice, but let’s not kid ourselves, it’s pandering to my like-minded friends who will think it’s funny if I refer to Hillary’s appearance or Bernie’s age or whatever.

I have done a lot worse in the past, the lowest point being my storming up the stairs to my office (before I was in public service) angry after a dispute over a parking space with an Indian guy. I got about a minute and a half into a rant about “these fucking dotheads, who the hell invited them over here? They don’t wash, they don’t know how to drive, they stink of curry and onions, they can’t speak the language, they take jobs away from people who were born here, someone needs to call dotbusters on them…” before a horrified colleague yelled “Steven! Listen to what you’re saying!” Continue reading →

Unethical Quote Of The Month: “Late Show” Host Stephen Colbert

“The only thing your mouth is good for is being Vladimir Putin’s cock holster.”

— Comic Stephen Colbert, in the climax to an anti-President Trump hate-rant, on CBS’s “Late Night”

Ten points regarding Colbert setting several new lows for network fare, in entertainment, in comedy, and in political discourse:

1. “Cock holster,” needless to say, all by itself and without context, is gutter language. It does not belong in network TV monologues. It does not belong at the dinner table. You would not, if you had an atom of respect, common sense, dignity or decorum, use the term as a guest in a home,  in the workplace, in a conversation with your mother, in a conversation with a stranger, or in an exchange with someone within earshot of a child. There is no excuse for using such a term in public, and anyone using such a vulgar phrase in metaphorically littering our civic and cultural environment.

2. Colbert is a performer on a network TV show. The fact that it is on late at night is no mitigation of the ugly conduct here, just a rationalization (#22): at least it wasn’t on “Sesame Street.” Once, the four major TV networks, especially CBS, the Tiffany Network, the network that fired the Smothers Brothers for being excessively disrespectful to President Lyndon Johnson, had departments of standards and practices whose job it was to keep their bonds of trust with the American public that once invited into the collected homes of the nation, they would not abuse the privilege.

Stephen Colbert abused the privilege, and did so deliberately and flagrantly.

3. CBS, as a (once) respectable, responsible cultural leader and communications icon was obligated to suspend Colbert immediately.

If he had made such an ugly comment about Barack Obama, CBS would have done so. If a late night host had made such a comment about any previous President, it would have done so. (If he had made such a comment about President Hillary Clinton, Colbert would have been fired.) It should make no difference to CBS’s assessment of its obligations that it may calculate that a sufficient number of CBS audience members are poisoned with hate and have the manners and tastes of crude lowlifes. The network’s role in society is to maintain and even elevate our cultural standards, not to accelerate their degradation. Continue reading →

Ethics Heroes: 18,000 Canadians

 Canadian country music star Brett Kissel was supposed to sing the U.S. and Canadian national anthems before Game 3  of the NHL play-offs between the Anaheim Ducks and Edmonton Oilers over the weekend, but his microphone malfunctioned. He couldn’t be heard.

The estimated crowd of 18000 took over, and sang both national anthems. They really belted out “The Star Spangled Banner” too. Now that’s being a good neighbor.

Would a US crowd so enthusiastically croon “O Canada”?

I wonder.

I hope so.

From The “Stop Making Me Defend Donald Trump” Files: The President’s Civil War Musings

It took Dan Rather to force me into this quagmire.

As you may have heard by now, the President was being interviewed and the topic of Andrew Jackson came up, the great, flawed, fascinating man who was the first populist President and who reshaped the Presidency and the American political system. Donald Trump quite logically identifies with Jackson, and if he can show half the governing skill and leadership abilities of Old Hickory, the U.S. will be ever in his debt. at one point, Trump said…

As we have seen again and again, if Donald Trump said that the sky was blue, pundits and journalist would erupt with indignation and mockery about the statement, because everyone knows that the sky isn’t blue, it just looks blue. This is the Left and “the resistance” telegraphing their complete abandonment of fairness, good will and proportion regarding the President of the United States. It is transparent, it is intellectually dishonest, and it is now boring and annoying, since it began more than  a year ago. In this case, talking heads who know virtually nothing about Andrew Jackson were screaming on CNN about how “stupid” Trump’s statement was. At The Washington Post,  Aaron Blake wrote in his essay, “Trump’s totally bizarre claim about avoiding the Civil War”:

Historians with more academic experience than Trump have indeed asked this question about the Civil War often… It’s generally assumed that a deal to avert the Civil War would have included concessions to Southern states having to do with their right to own slaves — the central dispute of the Civil War. Is Trump saying he would have been okay with a more partial or gradual phasing out of slavery? Was there really a deal to be cut on that front? Or does he think Jackson, a slave owner himself, would have convinced the South to abandon slavery immediately, somehow?

Ann Althouse nailed this one: if Trump’s question about the Civil War is so “bizarre,” how come historians have asked the question “often”?

The simple and ugly answer is to much of  Left and the news media,  what Trump says is presumptively stupid or sinister, even if others saying the exact same thing would be ruled reasonable and benign. (See: Loyalty Day)

But I am so tired of this game. Until a friend posted an attack on Trump’s statement by Dan Rather, I had decided to let this round pass. After Dan’s ignorant and biased take, I couldn’t stay on the sidelines.

He wrote on Facebook, the only forum regularly available to him because no legitimate news organization would sully its credibility by having a journalist who tried to influence a Presidential election by representing a forged document as authentic, and who still won’t admit that there was anything wrong with that…

I wanted to let this story go. I really did. I don’t want to be distracted from all the important things taking place. Where are we on the Russia investigation again?

But the sheer craziness of this obsession by Donald Trump with Andrew Jackson and the Civil War is a carnival act unlike anything I have ever seen at the White House. And not to let something drop, there is Mr. Trump on Twitter just recently pouring gasoline on the fires of his ignorance.

Never mind that Mr. Trump’s knowledge of American history seems below that of most gradeschoolers. Never mind that in many people’s view, Jackson is not exactly the kind of president, or man, you would want to hold up as an example. And never mind that there is an implicit criticism of arguably our greatest president, Abraham Lincoln. (It reminds me of his slam against John McCain and how war heroes aren’t captured. Apparently great presidents don’t wage a war to keep the Union together).

These are the rantings of someone who really should be focused on the job of governing. Should we not conclude that he approaches policy decisions with the same half-baked conspiracies with which he apparently approaches history?

To be President of the United States is to part of the great American story. To not understand that story is to not understand the presidency. Maybe Frederick Douglass can give Mr. Trump some advice. Apparently, he’s “an example of somebody who’s done an amazing job and is getting recognized more and more.”

This is a post that demonstrates Rather’s ignorance and poor reasoning, not President Trump’s. Continue reading →

Torturing Kids For Giggles And Profit: The DaddyOFive Videos And The Cultural Scourge Of Child Exploitation

The story on “The Conversation”: is headlined, “When exploiting kid for cash goes wrong on YouTube….” and there we have the problem in black and white.

Exploiting kids is wrong to begin with and in all respects; it can’t “go wrong.” The culture doesn’t just get it. This ethics alarm has been sounding at ear-breaking pitch for a long time. Too many adults and media opinion-makers have not just tolerated cruel and abusive uses of children by the very people who are obligated to protect them—their own parents– but encouraged it. In such a child-focused culture,where “Think of the children!” is an all-purpose emotion-bomb employed with regularity to obliterate  rational policy arguments, this ugly realm of ethics blindness still thrives.

Ethics Alarms has done its best to cast a light on the cultural scourge from the blog’s beginnings. There were “the Biking Vogels.”  There was Jon and Kate Plus Eight. But what chance do I have trying to explain that all child exploitation is unethical whether it is done for cash or not, when a late night TV star, Jimmy Kimmel, has been gleaning fans, applause ratings and YouTube hits by encouraging parents to “prank” their own children to almost no criticism at all? I even started a Facebook page to stop Kimmel from doing this, as he does every Christmas, Halloween, and whenever his child-hating writers have a sadistic brainstorm.

Maybe the exposure, shaming and punishment of Heather and Mike Martin, of Ijamsville, Maryland will finally have some impact, but at this point I am dubious. Yesterday these horrible people appeared on ABC’s Good Morning America to weep, lie, grovel and try to make the public feel sorry for them, as their torture videos threaten to cost them custody of some or all of their children.  Anyone who does feel sorry for the Martins is a fool, and perhaps one of the complicit millions of internet viewers who rewarded the couple for using their children as props, dupes and victims. When you make money by torturing your children to attract YouTube hits, that is signature significance. You are a vile human being, with your values and ethics rotting somewhere in your brain like a dead rat in the attic. The Martins are indefensibly ethics-free human beings, though just two of many. How much can the culture condemn them, when an even worse human being is paid millions by ABC—the hypocrisy of the network is staggering—to encourage the same conduct they are now being, finally, attacked for?

The YouTube video that finally served as a tipping point was the one where the Martins poured  ink on the bedroom floor of one of their five young children. The Washington Post describes it:

Heather Martin, a.k.a. “MommyOFive,” is screaming. “Get your f—— a — up here!” she yells at Cody, her young son. Mike Martin — DaddyOFive to his family YouTube channel’s 750,000 subscribers — follows along behind with the camera as Cody runs upstairs. Soon, he is yelling, too: “What the hell is that?” There is ink all over the floor of Cody’s room. The boy begins to cry. “I didn’t do that,” he says, his face turning red. “I swear to God I didn’t do that.” For three minutes, the parents scream and swear at Cody and his brother Alex, accusing them of spilling the ink. Suddenly, MommyOFive reveals a small bottle in her hand. She smiles and laughs. The ink was trick ink, she says, it will disappear from the floor. “You just got owned!” DaddyOFive says, pointing the camera in the faces of his children, who appear to be elementary school-aged. “It’s just a prank, bruh!” As the Martin parents laugh, their children remain sitting on the bed, faces still red from crying.

HAHAHAHAHAHA!!! This is hilarious!

With over 760,000 subscribers,  DaddyOFive earned between$200,000-350,000 each year from YouTube advertising revenue. The ink prank wasn’t the worst of the videos either, not at all. In addition to the emotional abuse being inflicted on the Martin kids, there was often physical abuse. Some videos showed them being pushed into furniture or walls by their father, or being struck by siblings. Here is a sampling of the videos, as they were promoted on DaddyOFive:

Nice. Although these have all been removed by the Martins or by YouTube for violations of their policies—which YouTube apparently only enforces vigorously when sufficient bad publicity is stirred up—they have been archived here. Continue reading →