A Bait-And-Switcher Is Called To Account


Our small ethics training and consulting business always has cash flow worries, so when an offer arrived from Reliant Funding promising a quick line of credit, my business partner and COO–also known as my wife—leaped into action. She checked up on the outfit, and all indications were that they were legit. Comments about them on the web lacked any red flags.

Then she called the number listed to apply for the loan, a process promised to take “hours not days,” and activate the loan card, which looked like a credit card with my name on it. Our representative was articulate and informative, and prospects looked rosy. Then my wise COO, herself now crippled by the business curse, ethical thinking, heard  “Steve” say ProEthics could probably get a $10,000 loan. She immediately and curtly said that she would have to call him back.

“This mailer says that a $41, 739 loan was pre-approved. She said. He said the most we could get was $10,000. That mailer is a lie!”

“Correctamundo!” I ventured.

Now Steve was in trouble; you don’t want to cross Grace. Really. She called Steve back, and went on the attack: Continue reading

The Final Ethics Verdict On Ted Cruz

Check enclosed

See that official-looking envelope above? That’s from Ted Cruz’s campaign: it’s been arriving in mailboxes all over the country. See what it says in the lower right corner? “CHECK ENCLOSED.” This is to entice you to open it. But here is the “check” enclosed:

Cruz check

It’s not a check. It looks like a check, but it isn’t one, because checks can be cashed. It’s a fake check not made out to the recipient of the envelope, but to the Cruz campaign. This is a fundraising appeal, you see, but it has employed two lies: Continue reading

Signature Significance From The Ted Cruz Campaign: No Trustworthy Candidate Would Allow This Mailer


I really hate fake mailers, because they are lies. Whether it is a fake census letter to hit me up for a Republican Party contribution, a fake IRS warning to make me read a tax service, a false notification of a prize I didn’t win to sell me soap, or a phony hand-addressed envelope from a “friend” to get me to check out a website, these are inherently dishonest devices dreamed up with the assistance of soulless direct marketing hacks, who from my personal experience are ethics-free sociopaths who luckily—for the rest of us— ended up in a relatively non-violent field. I don’t buy soap from companies that try to hook me with lies; I don’t give money to causes that trick me into opening their solicitations, and I definitely don’t support presidential candidates who use lies and intimidation techniques to get me to vote for them. Presidential candidates like…Ted Cruz. Continue reading