This, the fourth Comment of the Day generated by the post on pre-existing conditions and health care insurance, is a comment on the original COTD on that post, and not on the more recent Comment of the Day on the Comment of the Day on that Comment of the Day, thus sparing Ethics Alarms the most ridiculous headline in its history.
The topic now holds the blog record for most re-published comments, and it could easily be more, since the number of excellent responses from readers on all sides of the issue is well into double figures.
But now it’s texagg04‘s turn. Here is his Comment of the Day on the post, Comment Of The Day: “No, Insurance Companies Treating People With Pre-Existing Conditions Differently From Other Customers Is Not ‘Discrimination’.”
… The beauty of being a Federalist, especially a Libertarian Federalist, is that with the nuance of the system, I’m quite content with communitarian solutions to problems — when they are applied at the *appropriate* level and the *higher* they go, the more they need to provide a value, which left to it’s own the devices the market cannot produce the value soon enough to avoid a catastrophic harm to the market. The lower they go the more they can fulfill the various market whims of the locals.
My wife and I run our *family* as a fairly communist regime, though a bit more free than say, Soviet Russia. We really enjoy our *city* Library system. But for the most part, we really love our State keeping out of our business. I think its great that in places like Chicago and other snow-clad northern wastelands, some communities have mandated that each individual be compelled to ensure his section of city sidewalk is clear of snow – I think its great that some communities don’t.
When a problem arises which threatens the balance of the market severely enough but the market itself cannot provide a solution quickly enough that it essentially cannot save itself, I would submit that is within the government’s purview. Continue reading →
"I'll pay the $75 now."
Just in time for Christmas, we have the heart-warming story—or just plain “warming”—of the South Fulton (Tennessee) Fire Department once again standing by as someone’s home burns down. Ethics Alarms wrote about this outfit doing the same thing in 2010, following Obion County policy: pay the yearly $75 fire department fee, or be prepared to put out your own damn fires.
In 2010, it was the home of a cheapskate named Gene Cranick, who, like the people who can afford health insurance but don’t buy it anyway, figured that his community would still do the right thing if the worst happened, so he gambled to save the money. The South Fulton Fire Department did the right thing, all right, at least according to Obion County officials. They let his house go up in flames.
This time, it was mobile home owner Vicky Bell whose dumb gamble backfired. Continue reading →
Buck, a professional firefighter, has some wry observations on the Camden County, Georgia plan, discussed in a recent post here, to save money by letting prison inmates fight fires. Here is his Comment of the Day on When the Going Gets Tough, the Tough Get Unethical, Chapter I: Camden County, Georgia has a Terrible Idea to Save Money:
“Oh! This is a wonderful idea, for a variety of reasons:
“1. This puts obviously unemployed workers back to work.
“2. Since public safety personnel are our best and brightest in our community, we would put fewer of them in harm’s way. We have to save their lives to be available for the next parade to represent how trustworthy and respectable they are. If we replace them with convicted felons. and one of them loses their life, there is no loss, truly. True firefighters are much too valuable to risk doing such a dangerous job. On a truly dangerous emergency, the convicts could be sent in to do the dirty work. This would work! Continue reading →
Fortunately, ax-murders aren't eligible for firefighting duties....YET!
Camden County officials are considering putting prison inmates to work as firefighters as a cost-cutting measure.
The program would put two inmates in each of three county firehouses. The prisoners (will they wear striped fire-fighter uniforms?) would respond to all emergencies, including residential fires, alongside the trained firefighters. The special program would be open to convicts charged with non-violent crimes, including drug offenses and robbery.
According to the details of the plan, the inmates would have no guards, but would be monitored by a surveillance system and by the non-criminal firefighters, who will undergo training to guard the inmates. It is estimated that the inmate firefighter program could save the county more than $500,000 a year.
Oh. Well, I guess that makes this irresponsible, reckless, offensive program all right, then! Continue reading →
I am haunted second thoughts about awarding Obion County the title of Unethical Community of the Year.
For one thing, it is only October, and there is a lot of time for another unethical community or more to reveal its lack of decency to the nation and the world (and then to have Keith Olbermann declare that it represents the ideal for Tea Partiers). Still, I am having a hard time imagining anything worse for an American community than directing its fire department to let a human being’s home burn down, whether or not the homeowner has three dogs and a cat (as Mr. Cranick did, and I emphasize did), because that human being didn’t pay a $75 fee.
The real reason I am having doubts, however, is the horrible tale that came to light this past spring. Continue reading →
In Obion County, Tennessee, a man’s home burned to the ground as the local fire department refused to do anything about it. The homeowner, Gene Cranick, had refused to pay a County fee for fire control services from the neighboring city of South Fulton. It was understood that only homeowners paying the fee would be provided assistance by the fire department, but Cranick, the sly fox, decided to test the system. Not only did he start burning rubbish in his back yard, he let the fire spread to his home. Then, in a panic, he dialed 911 and offered to pay whatever it would take for the South Fulton firefighters to put out the flames…but was told it was too late. They wouldn’t do anything to stop his house from burning down. They did arrive to help put out the fire when it spread to Cranick’s neighbor’s home, but then he had paid the $75. Continue reading →