This, the fourth Comment of the Day generated by the post on pre-existing conditions and health care insurance, is a comment on the original COTD on that post, and not on the more recent Comment of the Day on the Comment of the Day on that Comment of the Day, thus sparing Ethics Alarms the most ridiculous headline in its history.

The topic now holds the blog record for most re-published comments, and it could easily be more, since the number of excellent responses from readers on all sides of the issue is well into double figures.

But now it’s texagg04‘s turn. Here is his Comment of the Day on the post, Comment Of The Day: “No, Insurance Companies Treating People With Pre-Existing Conditions Differently From Other Customers Is Not ‘Discrimination’.”

… The beauty of being a Federalist, especially a Libertarian Federalist, is that with the nuance of the system, I’m quite content with communitarian solutions to problems — when they are applied at the *appropriate* level and the *higher* they go, the more they need to provide a value, which left to it’s own the devices the market cannot produce the value soon enough to avoid a catastrophic harm to the market. The lower they go the more they can fulfill the various market whims of the locals.

My wife and I run our *family* as a fairly communist regime, though a bit more free than say, Soviet Russia. We really enjoy our *city* Library system. But for the most part, we really love our State keeping out of our business. I think its great that in places like Chicago and other snow-clad northern wastelands, some communities have mandated that each individual be compelled to ensure his section of city sidewalk is clear of snow – I think its great that some communities don’t.

When a problem arises which threatens the balance of the market severely enough but the market itself cannot provide a solution quickly enough that it essentially cannot save itself, I would submit that is within the government’s purview. Continue reading →